Districts
New flats in Praga-Południe 2026 – prices, estates, transport
New flats in Praga-Południe 2026: 268 units in 8 projects, median PLN 18,600/m², prices by number of rooms, metro M2 and M3, SKM, greenery, pros and cons.
~12 min readRead
Costs and taxes
Perpetual Usufruct Conversion Fee for a Flat in Poland 2026 – Discounts, 20 Years
Conversion fee for a flat: 20 years or a one-off payment with a 98% (Warsaw) or 90% (Wroclaw) discount. What about a flat from a developer – an example.
~15 min readRead
Costs and taxes
Service charges in a new block of flats in Poland 2026 – how much and what it depends on
Service charges in a new block in 2026: what they include, who sets the advances and the repair fund, waste and water in Warsaw and Wrocław. A budget for a 2-room, 40 m² flat.
~16 min readRead
Buying
A parking space and a storage unit – prices 2026 and whether you have to buy
A parking space from a developer: 2026 prices in Warsaw and Wrocław from price lists, legal forms, VAT, fees and whether you have to buy one. A storage unit (komórka lokatorska).
~16 min readRead
Buying
A 10/90 flat and the developer's payment schedule in Poland (2026)
A 10/90, 20/80 or staged payment schedule? How payments into the escrow account work and how much you gain – a calculation for a flat completed in 2027.
~14 min readRead
Buying
An agent when buying a flat from a developer – who pays the commission
An agent when buying a flat from a developer: who pays the commission, whether the price is higher, how to check it and what to watch for in the brokerage contract.
~13 min readRead
Buying
Buy or rent a flat in Poland in 2026? A calculation for Warsaw and Wrocław
Buy or rent a flat in 2026? We calculate the instalment, rent and net wealth after 10 years for a 2-room flat in Warsaw and Wrocław in 3 price scenarios.
~14 min readRead
Buying
When to Buy a Flat in Poland? Seasonality, Developer Discounts and Interest Rates 2026
When to buy a flat in 2026? Construction stage, developer discounts, interest rates and a calculation: what waiting a year costs in Warsaw and Wroclaw.
~14 min readRead
Buying
Your first flat in Poland 2026 – a guide: budget, mortgage, formalities
Your first flat step by step: how much you need to start (examples from Wrocław and Warsaw), the BGK guarantee, PCC, choosing and the timeline to the keys.
~15 min readRead
Buying
Buying a flat with cash from a developer in Poland 2026 – step by step
Buying a flat with cash from a developer: the steps, payment by transfer, AML and the source of funds, a gift from parents, a notarial deposit and an example.
~15 min readRead
Buying
What to watch for when buying a flat from a developer in Poland – 15 pitfalls in the agreement (2026)
What to watch for when buying a flat from a developer: 15 pitfalls in the agreement – floor area, indexation, penalties, the mortgage, powers of attorney – and what to do about them.
~15 min readRead
Buying
What to ask a developer at the sales office in Poland? 30 questions (a 2026 list)
What to ask a developer before buying a flat? 30 questions with an explanation and the legal basis, and a checklist: a good answer and a red flag.
~15 min readRead