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+48 573 568 888Ask about an apartment

Buy-to-let apartments in Warsaw — studios and 2-room flats up to 45 m²

For buy-to-let in Warsaw, we selected from the TM Invest catalogue 1 231 available apartments in 55 developments by 23 developers. The average floor area is 36,9 m², the average price per m² is 18 099 zł, prices range from 392 230 zł to 996 948 zł.

In completed buildings: 234; completion in 2026–2027: 997. Studios: 269, 2 rooms: 962. Districts with the most listings: Białołęka (289), Mokotów (186) and Ursynów (146).

The list is sorted by price per m², lowest first. New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Consultation and apartment selection at TM Invest are free, and in most cases you pay no commission — the developer usually pays our fee.

Calculate rental yield →

Found 181 apartments in 25 developments

Completion Q2 2027
799 832 zł29 800 zł/m²
14% below the district median
Payment from ~3 900 zł/month
1 room · 26,84 m² · 1st floor
1 room26,84 m²1st floor

Apartment no. A14

Apartamenty Grzybowska 11 etap I
Śródmieście, Warsaw
Completion Q2 2027
Ask
Completion Q2 2027
799 832 zł29 800 zł/m²
14% below the district median
Payment from ~3 900 zł/month
1 room · 26,84 m² · 1st floor
1 room26,84 m²1st floor

Apartment no. A13

Apartamenty Grzybowska 11 etap I
Śródmieście, Warsaw
Completion Q2 2027
Ask
Completion Q2 2027
905 700 zł30 000 zł/m²
13% below the district median
Payment from ~4 410 zł/month
1 room · 30,19 m² · 2nd floor
1 room30,19 m²2nd floor

Apartment no. A46

Apartamenty Grzybowska 11 etap I
Śródmieście, Warsaw
Completion Q2 2027
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How we selected the apartments

  • studios and 2-room apartments up to 45 m² — the smallest units developers offer, with the lowest entry price;
  • price up to PLN 1M; only available units with a listed price, no reservations and no houses;
  • building already completed or completion by the end of 2027;
  • order — by price per m², lowest first (you can change it above the list).

Districts, prices and rents: our buy-to-let city guide.

This selection is generated automatically from catalogue data and is not investment advice. We do not promise income or price growth — the yield depends on local rents, finishing and running costs. Calculate it for a specific apartment with the rental yield calculator.

New-home prices — market report 

Buy-to-let apartments in Warsaw: questions and answers

What rental yield can a buy-to-let apartment in Warsaw give?

It depends on the purchase price, local rent, finishing costs, building charges and vacancy between tenants. We do not give forecasts or promise a “guaranteed income” — calculate the gross and net yield of a specific apartment with the rental yield calculator; NBP rent rates and worked examples are in the article Rental yield – formulas and examples. More on the For investors page.

How is rental income taxed in Poland?

Private rental is taxed with the flat-rate ryczałt on revenue: 8.5% up to PLN 100,000 a year and 12.5% on the excess; costs are not deductible. Details in the article Rental income tax in Poland; for your own situation, ask a tax adviser.

Which rental agreement should I use, and should I buy with a tenant?

From a developer you buy without a tenant — you sign the lease yourself after handover and finishing. Owners often choose najem okazjonalny (occasional lease), which makes ending the tenancy easier; how it works and how it differs from institutional lease — in the article Occasional and institutional rental. Buying with a sitting tenant is a resale-market topic — see Selling a flat with a tenant.

Studio or 2 rooms for renting out?

This selection has 269 studios and 962 2-room apartments. A studio has a lower entry price; 2 rooms also suit couples and flatmates. A comparison with figures — in the article Studio or two rooms for rent.

Do I pay TM Invest a commission?

In most cases, no — the developer usually pays our fee. Consultation and apartment selection are free: we compare the apartments on this list, completion dates and purchase terms.

Floor plan

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