An apartment in Warsaw for PLN 1–1.5 million (2026)
Author: Redakcja TM InvestMarket and prices~4 min read
A budget of PLN 1–1.5 million gives you several layouts and sizes to compare, with a different selection in each district. The Warsaw new-build snapshot as of 12.11.2026 contains 1 279 apartments in this price band across 80 developments. It covers available apartments in published developments and excludes houses. Sources: developer data and official price lists (dane.gov.pl).
How much space does this budget buy?
The median floor area is 60.8 m². The middle half of listings falls between 44.1 and 71.3 m². This is the interquartile range, not the smallest and largest apartment on offer. The median apartment price is PLN 1 176 044, while the median price per square metre is PLN 19 306.
Three-room apartments are the largest group, with 538 listings. There are also 303 two-room, 228 four-room, 142 one-room and 47 five-room apartments. Room counts are missing for 21 listings. These figures refer to total rooms, not bedrooms. If an extra room matters to you, compare individual floor plans rather than assuming that similar prices mean similar amounts of space.
Which districts have the most choice?
Mokotów has the most apartments within this budget. The six leading districts are listed below. Apartment counts refer to the PLN 1–1.5 million band; price-per-square-metre medians cover the entire sampled stock in each district, across all budgets. They are not medians for this price band.
- Mokotów: 313 homes in this price band; district median — 19 925 PLN/m².
- Praga-Północ: 231 homes in this price band; district median — 17 800 PLN/m².
- Wola: 191 homes in this price band; district median — 30 883 PLN/m².
- Ursynów: 145 homes in this price band; district median — 23 700 PLN/m².
- Włochy: 85 homes in this price band; district median — 17 100 PLN/m².
- Śródmieście: 75 homes in this price band; district median — 34 400 PLN/m².
District medians provide pricing context, not a quotation for a particular apartment. Dividing your budget by a district median will not reliably tell you the floor area you can buy.
New apartments: Mokotów, Warsaw
Selected developments with current developer prices.
Apartamenty Metro Wilanowska
Mokotów Sportowy
Modern Mokotów
Rytm Mokotowa 2B
By budget: Apartment prices by budget: Mokotów, Warsaw · Apartments for PLN 800k – 1M in Warsaw · Premium apartments from PLN 2M in Warsaw · Apartments for PLN 800k – 1M in Wrocław · Premium apartments from PLN 2M in Wrocław
Eight developments to compare
The starting price is the lowest apartment price within the PLN 1–1.5 million band in that development. The home count also refers only to this band. Figures reflect the 12.11.2026 snapshot and do not confirm availability at the time of enquiry.
| Development / district | From, PLN | Homes |
|---|---|---|
| Bulwary Praskie IJKL (Praga-Północ) | 1 020 740 | 199 |
| Apartamenty Metro Wilanowska (Mokotów) | 1 000 715 | 118 |
| ALE!KEN (Ursynów) | 1 003 520 | 89 |
| Nakielska (Wola) | 1 013 471 | 72 |
| Mokotów Sportowy etap I (Mokotów) | 1 004 900 | 46 |
| Apartamenty Grzybowska 11 etap I (Śródmieście) | 1 005 327 | 44 |
| Modern Mokotów etap IV bud. D1 i D2 (Mokotów) | 1 003 311 | 44 |
| Towarowa Square (Wola) | 1 051 896 | 40 |
Bulwary Praskie IJKL has the largest selection in this table, with 199 apartments in the band. Apartamenty Metro Wilanowska has 118 and ALE!KEN has 89. Open the development pages to begin comparing specific options. A starting price alone does not describe an apartment's layout or finish.
How to approach the purchase
Buying with a mortgage
Start by having an expert check your creditworthiness, then begin selecting apartments. TM Invest acts as an agent of a mortgage credit intermediary (agent pośrednika kredytu hipotecznego). The down payment starts from 10 %, preferably 20 %; check the requirements for your financing. For foreign buyers, conditions depend on the bank, residence documents and income.
Buying with your own funds
The sequence is consultation → viewings → negotiations → contract → notary. Compare prices, floor areas and room counts when selecting a property. New-build apartments are offered in developer condition, known as stan deweloperski: allow for finishing work in your budget and check what is included for the particular apartment.
Frequently asked questions
What floor area is typical for PLN 1–1.5 million?
The median is 60.8 m². The middle half of apartments falls between 44.1 and 71.3 m²; this is not the full range of floor areas.
Are four-room apartments available in this band?
The snapshot as of 12.11.2026 includes 228 four-room apartments. Three-room apartments form the largest group, with 538 listings. These are total rooms, not bedrooms.
Which district has the most apartments in this budget?
Mokotów leads with 313 apartments, followed by Praga-Północ with 231 and Wola with 191.
What do the starting prices in the table mean?
They are the lowest apartment prices within the PLN 1–1.5 million band in each development as of 12.11.2026.
What comes first when buying with a mortgage?
Have an expert check your creditworthiness before selecting apartments. The down payment starts from 10 %, preferably 20 %; requirements depend on your financing.
Book a free consultation and apartment selection
Tell TM Invest your preferred floor area, layout and payment method. Book a free consultation and apartment selection to compare options within your budget. Consultations are available in Polish, Russian and English. New-build purchases are usually commission-free for the buyer: the developer pays our remuneration.
Read also:
- What can you buy for PLN 1 million in Warsaw in 2026
- Premium apartments in Warsaw and Wrocław from PLN 1.5 million – where and at what price
- Buying a Warsaw apartment for PLN 800,000–1 million in 2026
- Premium apartments in Warsaw from PLN 2 million (2026)
- Mortgages in Warsaw 2026: income needed for an apartment costing PLN 600 thousand–1.5 million
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