Buying a Warsaw apartment for PLN 800,000–1 million in 2026
Author: Redakcja TM InvestMarket and prices~4 min read
If your Warsaw apartment budget is PLN 800,000–1 million, three-room properties offer the largest selection in this snapshot. As of 12.11.2026, the band contains 1 092 apartments across 82 developments. The figures cover available new-build apartments in published developments and exclude houses. Sources: developer data and official price lists (dane.gov.pl).
What size and layout does this budget buy?
The median floor area is 54.1 m². The interquartile range is 44.9–58.7 m², covering the middle half of the offer rather than the smallest and largest apartments. The median asking price is PLN 899 370, and the median price per square metre is PLN 17 006.
- 3 rooms: 587 apartments, the largest group.
- 2 rooms: 326 apartments.
- 1 room: 95 apartments.
- 4 rooms: 45 apartments.
- Room count is missing for 39 apartments.
Room counts here mean total rooms, including the living room, rather than bedrooms. This band provides a broader selection of three-room than four-room apartments. Median floor area does not describe an individual layout, so compare floor plans against your needs before choosing a property.
Which districts have the most options?
The districts below lead by the number of apartments in the PLN 800,000–1 million band. Their price-per-square-metre medians cover all apartment budgets in each district within the snapshot. They are not medians for this particular price band.
- Mokotów: 164 — apartments in this band; 19 925 zł/m² — district median.
- Białołęka: 152 — apartments in this band; 14 244 zł/m² — district median.
- Włochy: 137 — apartments in this band; 17 100 zł/m² — district median.
- Ursynów: 133 — apartments in this band; 23 700 zł/m² — district median.
- Praga-Północ: 120 — apartments in this band; 17 800 zł/m² — district median.
- Praga-Południe: 89 — apartments in this band; 18 400 zł/m² — district median.
Mokotów has the largest number of apartments in the band. Białołęka comes next and has a lower district-wide median price per square metre than the other districts listed. Use these figures to decide where to start comparing individual properties, rather than to predict the size of a specific apartment.
New apartments: Mokotów, Warsaw
Selected developments with current developer prices.
Apartamenty Metro Wilanowska
Mokotów Sportowy
Modern Mokotów
Rytm Mokotowa 2B
By budget: Apartment prices by budget: Mokotów, Warsaw · Apartments for PLN 800k – 1M in Warsaw · Premium apartments from PLN 2M in Warsaw · Apartments for PLN 800k – 1M in Wrocław · Premium apartments from PLN 2M in Wrocław
Eight developments to compare
Each starting price below is the lowest apartment price within this budget band at that development, not the lowest price across the entire project. Apartment counts also refer only to this band, as of 12.11.2026. Prices are in Polish złoty (PLN).
| Development / district | Price from in this band | Apartments in this band |
|---|---|---|
| Osiedle Bokserska 71 etap III Ursynów | 821 212 zł | 62 |
| Mokotów Sportowy etap I Mokotów | 828 048 zł | 53 |
| EcoOne Białołęka | 800 442 zł | 53 |
| Osiedle Urbino etap IV Włochy | 844 050 zł | 46 |
| Kijowska Vita Praga-Północ | 818 715 zł | 44 |
| Osiedle Bokserska 71 etap II Ursynów | 812 062 zł | 42 |
| Nowa Praga Praga-Północ | 801 817 zł | 41 |
| Modern Mokotów etap IV bud. D1 i D2 Mokotów | 843 587 zł | 36 |
The source does not provide individual floor areas or floor plans for the apartments in these developments. The segment-wide median should therefore not be treated as a specification for each property in the table. These are new-build purchases in developer finish, known as stan deweloperski; include finishing work in your purchase planning.
How to approach the purchase
Buying with a mortgage
Start by having an expert assess your creditworthiness, then move on to selecting apartments. For mortgage matters, TM Invest acts as an agent of a mortgage intermediary (agent pośrednika kredytu hipotecznego). The down payment starts from 10 %, with 20 % preferable; confirm the requirements for your circumstances. For foreign buyers, terms depend on the bank, residence documents and income.
Buying with your own funds
The sequence is consultation → viewings → negotiations → contract → notary. During the consultation, set out your preferred room count and the districts you want to compare, then choose properties to view.
Frequently asked questions
What floor area can I expect for PLN 800,000–1 million?
The median is 54.1 m². The middle half of the offer spans 44.9–58.7 m²; this is not the full minimum-to-maximum range.
Are three-room apartments available in this band?
Yes. The snapshot as of 12.11.2026 includes 587 three-room apartments. This counts total rooms, including the living room, rather than bedrooms.
Which district has the most apartments in this budget?
Mokotów leads with 164 apartments, followed by Białołęka with 152 and Włochy with 137.
Are the table prices the lowest across each development?
No. They are the lowest prices within the PLN 800,000–1 million band at each development on the snapshot date.
What should I do first if I need a mortgage?
Have an expert assess your creditworthiness before selecting apartments. A down payment starts from 10 %, with 20 % preferable; confirm the requirements for your circumstances.
Request a free consultation and property selection
Tell TM Invest your budget, preferred room count and financing plans. Request a free consultation and selection of apartments within PLN 800,000–1 million. Consultations are available in Polish, Russian and English. New-build purchases are usually commission-free for the buyer — the developer pays our remuneration.
Read also:
- A flat for PLN 800k–1m in Warsaw: which districts to choose
- What can you buy for PLN 1 million in Warsaw in 2026
- Mortgages in Warsaw 2026: income needed for an apartment costing PLN 600 thousand–1.5 million
- Murapol in and around Warsaw 2026: EcoOne, Urcity and LifePark – prices, sizes and completion dates
- An apartment in Warsaw for PLN 1–1.5 million (2026)
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