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+48 573 568 888Ask about an apartment

3-room apartments up to PLN 1M in Warsaw — new developments 2026

In Warsaw, the TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M in 48 developments by 19 developers. The average floor area is 56,6 m², the average price per m² is 14 872 zł, prices range from 489 600 zł to 999 975 zł.

Districts with the most listings in this budget: Białołęka (299), Włochy (151) and Rembertów (97). Developers offering the most apartments: Dom Development (290), Victoria Dom (160) and Park Leśny Rembertów (97).

New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Consultation and apartment selection at TM Invest are free, and in most cases you pay no commission — the developer usually pays our fee.

Found 896 apartments in 48 developments

Warsaw · Brzeziny
Completion Q4 2027
from 666k zł from 13 100 zł/m²
Payment from ~3 250 zł/month
Matching your filters: 11 of 26 apartments · 3 rooms · 46–61,8 m²

Viva Garden 14

Victoria Dom
Szlachecka 6
Warsaw · Brzeziny
Completion Q4 2027
Ask
Warsaw · Grochów
Completion Q4 2026
from 848k zł from 17 900 zł/m²
Payment from ~4 140 zł/month
Matching your filters: 11 of 36 apartments · 3 rooms · 46,9–55,8 m²

Metro Art 12

Victoria Dom
Żupnicza
Warsaw · Grochów
Completion Q4 2026
Ask
Warsaw · Salomea
Completion Q4 2027
from 860k zł from 16 066 zł/m²
Payment from ~4 190 zł/month
Matching your filters: 11 of 41 apartments · 3 rooms · 49,3–61,7 m²

Neo Nova Ochota 5

Victoria Dom
Łopuszańska 132
Warsaw · Salomea
Completion Q4 2027
Ask
Warsaw · Raków
Completed
from 953k zł from 14 477 zł/m²
Payment from ~4 640 zł/month
Matching your filters: 9 of 62 apartments · 3 rooms · 56,1–66,6 m²

Stilla

Skanska
Fajansowa
Warsaw · Raków
Completed
Ask
Warsaw · Brzeziny
Completed
from 707k zł from 12 381 zł/m²
Payment from ~3 450 zł/month
Matching your filters: 8 of 25 apartments · 3 rooms · 53,1–63,2 m²

Mirabelki 5

Totalbud Development
Mirabelki 5
Warsaw · Brzeziny
Completed
Ask
Warsaw · Marysin Wawerski
Completed
from 876k zł from 14 381 zł/m²
Payment from ~4 270 zł/month
Matching your filters: 6 of 9 apartments · 3 rooms · 58,5–62,7 m²

Vista Wawer

GH Development
Tytoniowa 20
Warsaw · Marysin Wawerski
Completed
Ask
Warsaw · Raków
Completion Q4 2026
from 929k zł from 15 699 zł/m²
Payment from ~4 530 zł/month
Matching your filters: 6 of 18 apartments · 3 rooms · 55,7–62,5 m²

Neo Nova Ochota 3

Victoria Dom
Łopuszańska 38D
Warsaw · Raków
Completion Q4 2026
Ask
Warsaw · Salomea
Completion Q4 2026
from 918k zł from 16 177 zł/m²
Payment from ~4 480 zł/month
Matching your filters: 5 of 8 apartments · 3 rooms · 55,4–57,7 m²

Neo Nova Ochota 6

Victoria Dom
Łopuszańska 132
Warsaw · Salomea
Completion Q4 2026
Ask
Warsaw · Grochów
Completion Q4 2027
from 968k zł from 18 155 zł/m²
Payment from ~4 720 zł/month
Matching your filters: 3 of 76 apartments · 3 rooms · 53,3–53,3 m²

Metro Art 14

Victoria Dom
Żupnicza
Warsaw · Grochów
Completion Q4 2027
Ask
Warsaw · Szamoty
Completion Q4 2026
from 866k zł from 14 620 zł/m²
Payment from ~4 220 zł/month
Matching your filters: 2 of 33 apartments · 3 rooms · 59,3–59,5 m²

Urcity

Murapol S.A.
Posag 7 Panien 11
Warsaw · Szamoty
Completion Q4 2026
Ask
Warsaw · Kamionek
Completion Q4 2026
from 877k zł from 17 500 zł/m²
Payment from ~4 280 zł/month
Matching your filters: 2 of 115 apartments · 3 rooms · 50,1–55,5 m²

Osiedle PUR

Weisenburger Development
Żupnicza 15
Warsaw · Kamionek
Completion Q4 2026
Ask

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New-home prices — market report 

3-room apartments up to PLN 1M in Warsaw: questions and answers

What apartments with 3 rooms priced up to PLN 1M can you buy in Warsaw?

The TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M. The average floor area is 56,6 m² and the average price per m² is 14 872 zł.

What mortgage do I need for an apartment costing 900 000 zł?

With a 20% down payment (180 000 zł) the loan is about 720 000 zł; with 10% down (90 000 zł) — about 810 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.

How much down payment do I need?

Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 900 000 zł that is 180 000 zł or 90 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).

Where in Warsaw are most apartments with 3 rooms priced up to PLN 1M?

The most: Białołęka (299), Włochy (151), Rembertów (97), Ursynów (97) and Targówek (73). The full list with prices and floor plans is above.

Do I pay TM Invest a commission?

In most cases, no — the developer usually pays our fee. Consultation and apartment selection are free: we compare developments within your budget, completion dates and purchase terms.