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+48 573 568 888Ask about an apartment

3-room apartments up to PLN 1M in Warsaw — new developments 2026

In Warsaw, the TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M in 48 developments by 19 developers. The average floor area is 56,6 m², the average price per m² is 14 872 zł, prices range from 489 600 zł to 999 975 zł.

Districts with the most listings in this budget: Białołęka (299), Włochy (151) and Rembertów (97). Developers offering the most apartments: Dom Development (290), Victoria Dom (160) and Park Leśny Rembertów (97).

New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Consultation and apartment selection at TM Invest are free, and in most cases you pay no commission — the developer usually pays our fee.

Found 896 apartments in 48 developments

Warsaw · Służewiec
Completion Q2 2027 – Q3 2027 3 phases
from 832k zł from 15 550 zł/m²
Payment from ~4 060 zł/month
Matching your filters: 97 of 229 apartments · 3 rooms · 45,4–61,1 m²

Osiedle Bokserska 71

Dom Development S.A.
Bokserska
Warsaw · Służewiec
Completion Q2 2027 – Q3 2027
Ask
Warsaw · Kobiałka
Completion Q3 2027
from 567k zł from 10 488 zł/m²
Payment from ~2 770 zł/month
Matching your filters: 51 of 134 apartments · 3 rooms · 51,2–61,9 m²

Osiedle Salvia

Napollo
Mańkowska 55
Warsaw · Kobiałka
Completion Q3 2027
Ask
Warsaw · Raków
Completion by Q2 2028 2 phases
from 629k zł from 15 600 zł/m²
Payment from ~3 070 zł/month
Matching your filters: 50 of 136 apartments · 3 rooms · 34,2–60 m²

Osiedle Urbino

Dom Development S.A.
Równoległa 16
Warsaw · Raków
Completion by Q2 2028
Ask
Warsaw · Brzeziny
Completion Q1 2028
from 737k zł from 14 100 zł/m²
Payment from ~3 590 zł/month
Matching your filters: 46 of 108 apartments · 3 rooms · 48,6–54,3 m²

EcoOne

Murapol S.A.
Ostródzka
Warsaw · Brzeziny
Completion Q1 2028
Ask
Warsaw · Elsnerów
Completion Q3 2027
from 722k zł from 13 300 zł/m²
Payment from ~3 520 zł/month
Matching your filters: 44 of 101 apartments · 3 rooms · 49,6–63,8 m²

Osiedle Wilno 8 etap I

Dom Development S.A.
Montwiłłowska 5
Warsaw · Elsnerów
Completion Q3 2027
Ask
Warsaw · Nowe Włochy
Completion Q2 2027
from 747k zł from 12 100 zł/m²
Payment from ~3 640 zł/month
Matching your filters: 36 of 81 apartments · 3 rooms · 53,6–73,2 m²

Trzcinowa Vita

Develia
Trzcinowa 18
Warsaw · Nowe Włochy
Completion Q2 2027
Ask
Warsaw · Marysin Wawerski
Completion Q4 2027
from 764k zł from 15 200 zł/m²
Payment from ~3 720 zł/month
Matching your filters: 31 of 40 apartments · 3 rooms · 46,9–59,8 m²

Korkowa 146

Polaris Development
Korkowa 146
Warsaw · Marysin Wawerski
Completion Q4 2027
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Warsaw · Skorosze
Completion Q2 2028
from 840k zł from 12 399 zł/m²
Payment from ~4 100 zł/month
Matching your filters: 30 of 165 apartments · 3 rooms · 57,3–70,5 m²

Skorosze Vita

Develia
Świętej Rodziny
Warsaw · Skorosze
Completion Q2 2028
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Warsaw · Pelcowizna
Completed
from 911k zł from 15 919 zł/m²
Payment from ~4 440 zł/month
Matching your filters: 27 of 67 apartments · 3 rooms · 55–62 m²

Nowa Praga

Asbud
Jagiellońska
Warsaw · Pelcowizna
Completed
Ask
Warsaw · Gołąbki
Completion Q4 2027
from 736k zł from 14 100 zł/m²
Payment from ~3 590 zł/month
Matching your filters: 22 of 83 apartments · 3 rooms · 46,9–63,6 m²

Piastova Osada 2

Victoria Dom
Henryka II Pobożnego
Warsaw · Gołąbki
Completion Q4 2027
Ask
Warsaw · Gołąbki
Completion Q4 2026
from 785k zł from 13 900 zł/m²
Payment from ~3 830 zł/month
Matching your filters: 18 of 19 apartments · 3 rooms · 50,7–62,7 m²

Piastova Osada 1

Victoria Dom
Henryka II Pobożnego
Warsaw · Gołąbki
Completion Q4 2026
Ask
Warsaw · Dąbrówka Szlachecka
Completion Q4 2026
from 759k zł from 13 042 zł/m²
Payment from ~3 700 zł/month
Matching your filters: 16 of 57 apartments · 3 rooms · 48,1–64 m²

My Forest

Aurec Home
Modlińska 342A
Warsaw · Dąbrówka Szlachecka
Completion Q4 2026
Ask
Warsaw · Kobiałka
Completion Q3 2027
from 617k zł from 9 699 zł/m²
Payment from ~3 010 zł/month
Matching your filters: 15 of 59 apartments · 3 rooms · 54,4–63,7 m²

Aroniowa Vita

Develia
Ruskowy Bród
Warsaw · Kobiałka
Completion Q3 2027
Ask
Warsaw · Tarchomin
Completion Q4 2027
from 802k zł from 14 892 zł/m²
Payment from ~3 910 zł/month
Matching your filters: 14 of 47 apartments · 3 rooms · 52,4–64,4 m²

Ikona Światowida 5

Vinci Immobilier
Światowida 5
Warsaw · Tarchomin
Completion Q4 2027
Ask

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New-home prices — market report 

3-room apartments up to PLN 1M in Warsaw: questions and answers

What apartments with 3 rooms priced up to PLN 1M can you buy in Warsaw?

The TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M. The average floor area is 56,6 m² and the average price per m² is 14 872 zł.

What mortgage do I need for an apartment costing 900 000 zł?

With a 20% down payment (180 000 zł) the loan is about 720 000 zł; with 10% down (90 000 zł) — about 810 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.

How much down payment do I need?

Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 900 000 zł that is 180 000 zł or 90 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).

Where in Warsaw are most apartments with 3 rooms priced up to PLN 1M?

The most: Białołęka (299), Włochy (151), Rembertów (97), Ursynów (97) and Targówek (73). The full list with prices and floor plans is above.

Do I pay TM Invest a commission?

In most cases, no — the developer usually pays our fee. Consultation and apartment selection are free: we compare developments within your budget, completion dates and purchase terms.

We’ll find you an apartment in Warsaw

Tell us what you are looking for — size, budget, timing. We will put together a shortlist of developer offers and arrange viewings.

  • Usually no commission — usually paid by the developer
  • Help with choosing, negotiating and the contract
  • Support from a mortgage expert if you buy with a mortgage

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