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+48 573 568 888Ask about an apartment

3-room apartments up to PLN 1M in Warsaw — new developments 2026

In Warsaw, the TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M in 48 developments by 19 developers. The average floor area is 56,6 m², the average price per m² is 14 872 zł, prices range from 489 600 zł to 999 975 zł.

Districts with the most listings in this budget: Białołęka (299), Włochy (151) and Rembertów (97). Developers offering the most apartments: Dom Development (290), Victoria Dom (160) and Park Leśny Rembertów (97).

New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Consultation and apartment selection at TM Invest are free, and in most cases you pay no commission — the developer usually pays our fee.

Found 896 apartments in 48 developments

Warsaw · Wyczółki
Completed
from 987k zł from 20 651 zł/m²
Payment from ~4 810 zł/month
Matching your filters: 1 of 40 apartments · 3 rooms · 47,8 m²

HI Mokotów

Cordia Poland
Bokserska 63
Warsaw · Wyczółki
Completed
Ask
Warsaw · Raków
Completion Q4 2026
from 842k zł from 18 236 zł/m²
Payment from ~4 100 zł/month
Matching your filters: 1 of 3 apartments · 3 rooms · 46,2 m²

Neo Nova Ochota 4

Victoria Dom
Łopuszańska 38D
Warsaw · Raków
Completion Q4 2026
Ask

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New-home prices — market report 

3-room apartments up to PLN 1M in Warsaw: questions and answers

What apartments with 3 rooms priced up to PLN 1M can you buy in Warsaw?

The TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M. The average floor area is 56,6 m² and the average price per m² is 14 872 zł.

What mortgage do I need for an apartment costing 900 000 zł?

With a 20% down payment (180 000 zł) the loan is about 720 000 zł; with 10% down (90 000 zł) — about 810 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.

How much down payment do I need?

Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 900 000 zł that is 180 000 zł or 90 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).

Where in Warsaw are most apartments with 3 rooms priced up to PLN 1M?

The most: Białołęka (299), Włochy (151), Rembertów (97), Ursynów (97) and Targówek (73). The full list with prices and floor plans is above.

Do I pay TM Invest a commission?

In most cases, no — the developer usually pays our fee. Consultation and apartment selection are free: we compare developments within your budget, completion dates and purchase terms.