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3-room apartments up to PLN 1M in Warsaw — new developments 2026
In Warsaw, the TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M in 48 developments by 19 developers. The average floor area is 56,6 m², the average price per m² is 14 872 zł, prices range from 489 600 zł to 999 975 zł.
Districts with the most listings in this budget: Białołęka (299), Włochy (151) and Rembertów (97). Developers offering the most apartments: Dom Development (290), Victoria Dom (160) and Park Leśny Rembertów (97).
New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Consultation and apartment selection at TM Invest are free, and in most cases you pay no commission — the developer usually pays our fee.


Apartment no. 3.A.1.12
EcoOne
Apartment no. D64
Osiedle Wilno 8 etap I
Apartment no. D34
Osiedle Urbino etap IV
Apartment no. RM/1B/H/1/4
Rytm Mokotowa 1B
Apartment no. C68
Osiedle Bokserska 71 etap II
Apartment no. 68

Apartment no. 128

Apartment no. C.60
Osiedle Salvia
Apartment no. K3.12
Korkowa 146
Apartment no. 136
Miasteczko Nova Sfera 5
Apartment no. 129
Piastova Osada 1
Apartment no. 57
Neo Nova Ochota 3
Apartment no. 63
Neo Nova Ochota 6
Apartment no. 37
Nova Viva Garden 8
Apartment no. 62
Neo Nova Ochota 5
Apartment no. B10/090
Nowa Praga
Apartment no. C113
Mokotów Sportowy etap I
Apartment no. 2.0.09
Aroniowa Vita
Apartment no. Apartament M2/13
Vista Wawer
Apartment no. B/3/162
Skorosze Vita
Apartment no. A102
Osiedle Myśliborska etap I
Apartment no. E 61
Osiedle Bokserska 71 etap III
Apartment no. C.P2.68
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3-room apartments up to PLN 1M in Warsaw: questions and answers
What apartments with 3 rooms priced up to PLN 1M can you buy in Warsaw?
The TM Invest catalogue currently lists 896 available apartments with 3 rooms priced up to PLN 1M. The average floor area is 56,6 m² and the average price per m² is 14 872 zł.
What mortgage do I need for an apartment costing 900 000 zł?
With a 20% down payment (180 000 zł) the loan is about 720 000 zł; with 10% down (90 000 zł) — about 810 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.
How much down payment do I need?
Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 900 000 zł that is 180 000 zł or 90 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).
Where in Warsaw are most apartments with 3 rooms priced up to PLN 1M?
The most: Białołęka (299), Włochy (151), Rembertów (97), Ursynów (97) and Targówek (73). The full list with prices and floor plans is above.
Do I pay TM Invest a commission?
In most cases, no — the developer usually pays our fee. Consultation and apartment selection are free: we compare developments within your budget, completion dates and purchase terms.










