Flats completed in 2027 – list of projects in Warsaw and Wrocław
Author: Tacjana MasiukiewiczMarket and prices~12 min read
Flats with a 2027 completion date are today the widest part of the under-construction offer: our catalogue lists 26 such projects in Warsaw and Wrocław and about 1,360 available units. Below is the full list split by quarter, with the developer, district, price range and median price per square metre, plus a comparison with flats completed at the end of 2026 and in 2028. We also explain what buying a flat 12–18 months before completion means in practice: the payment schedule, a mortgage paid out in tranches, layout changes and your rights if the developer is late.
Key points
- In Warsaw, 17 projects in our offer have a 2027 completion date, with 865 available flats; the median is PLN 17,850/m².
- In Wrocław there are 7 projects completed in 2027 (337 flats, median PLN 15,099/m²) and 2 more delivered in stages from Q4 2026 to Q1–Q2 2027 (158 flats).
- Most units are due in Q4 2027 — 589 available flats in 9 projects across both cities.
- You pay into the housing escrow account after each stage of construction is completed, according to the schedule (Art. 8 of the Developer Act).
- If the developer does not transfer ownership by the contractual date, you give it an additional 120 days and can then withdraw from the contract (Art. 43(1)(6) and (3)).
How many flats will be completed in 2027 – quarterly summary
We prepared the summary from the completion dates given by developers in our catalogue. We count only flats available for sale (not reserved or sold), at the open offer price including VAT. This is our offer, not the whole market — but it shows well how dates and prices are spread across the projects being built today.
| Completion | Warsaw – projects | Warsaw – available flats | Wrocław – projects | Wrocław – available flats |
|---|---|---|---|---|
| Q1 2027 | 3 | 47 | 1 | 92 |
| Q2 2027 | 4 | 198 | 2 | 15 |
| Q3 2027 | 2 | 153 | 3 | 108 |
| Q4 2027 | 8 | 467 | 1 | 122 |
| In stages Q4 2026 – Q1/Q2 2027 | – | – | 2 | 158 |
| Total 2027 | 17 | 865 | 9 | 495 |
In Warsaw, more than half of the 2027 units fall in the last quarter of the year. In Wrocław the dates are spread more evenly, and two projects — Rędzińska stage 4 and Małe Wilczyce stage 9 — are delivered in stages, so some buildings will be ready as early as 2026.
New flats 2027 in Warsaw – list of projects
In Warsaw, projects with a 2027 completion date are in ten districts, from Białołęka and Ursus to Śródmieście. The price spread is very wide: from about PLN 12.6k/m² in Wawer and Białołęka to over PLN 30k/m² in apartment buildings in Wola and Śródmieście.
| Project | Developer | District | Completion | Available | Flat prices | Median PLN/m² |
|---|---|---|---|---|---|---|
| Osiedle Casa Verde | DomPark 2 | Wawer | Q1 2027 | 6 | PLN 945k–1.18m | 12 568 |
| Osiedle Leszczyńskiego 25 | Weisenburger Development | Ursus | Q1 2027 | 14 | PLN 1.05m–3.03m | 18 614 |
| Srebrna 5 | Vinci Immobilier | Wola | Q1 2027 | 27 | PLN 1.03m–2.51m | 30 130 |
| Apartamenty Grzybowska 11 etap I | Dom Development S.A. | Śródmieście | Q2 2027 | 78 | PLN 821k–2.43m | 33 700 |
| Augustówka Residence | APM Development | Mokotów | Q2 2027 | 71 | PLN 647k–2.11m | 18 250 |
| Miasteczko Nova Sfera 4 | Victoria Dom | Białołęka | Q2 2027 | 29 | PLN 557k–1.1m | 14 333 |
| Stacja Wola III | Archicom Holding Sp. z o.o. | Wola | Q2 2027 | 20 | PLN 839k–3.59m | 26 763 |
| Osiedle Salvia | Napollo | Białołęka | Q3 2027 | 134 | PLN 449k–860k | 12 755 |
| VISLA | ROHE | Wilanów | Q3 2027 | 19 | PLN 2.64m–2.95m | 16 225 |
| Apartamenty Literacka etap II | Dom Development S.A. | Bielany | Q4 2027 | 123 | PLN 672k–2.56m | 19 500 |
| Ikona Światowida 5 | Vinci Immobilier | Białołęka | Q4 2027 | 50 | PLN 560k–1.99m | 16 686 |
| Korkowa 146 | Polaris Development | Wawer | Q4 2027 | 34 | PLN 661k–1.09m | 16 175 |
| Metro Art 14 | Victoria Dom | Praga-Południe | Q4 2027 | 77 | PLN 563k–1.1m | 18 800 |
| Neo Nova Ochota 5 | Victoria Dom | Włochy | Q4 2027 | 44 | PLN 509k–1.79m | 17 806 |
| Piastova Osada 2 | Victoria Dom | Ursus | Q4 2027 | 85 | PLN 437k–1.01m | 15 800 |
| Royal Garden W1 | Green House Development | Wilanów | Q4 2027 | 28 | PLN 2.76m–3.3m | 23 886 |
| Viva Garden 14 | Victoria Dom | Białołęka | Q4 2027 | 26 | PLN 507k–815k | 14 750 |
If you are looking for a flat up to about PLN 600k completed in 2027, the widest choice is in Osiedle Salvia in Białołęka (median 12,755 per m²), as well as Piastova Osada 2 in Ursus and Viva Garden 14 in Białołęka. The most available units are in Osiedle Salvia (134) and Apartamenty Literacka stage II in Bielany (123). You will find the full offer with all dates in the catalogue of new homes in Warsaw, and an overview of companies in the article Developers in Warsaw (in Polish).
New flats 2027 in Wrocław – list of projects
In Wrocław, a square metre in projects completed in 2027 is cheaper than in Warsaw by about PLN 2.8k (median 15,099 vs 17,850 per m²). It is cheapest in Fabryczna and Psie Pole, and most expensive in Śródmieście near Bulwar Północny.
| Project | Developer | District | Completion | Available | Flat prices | Median PLN/m² |
|---|---|---|---|---|---|---|
| Apartamenty Krakowska 6 | Robyg SA | Krzyki | Q1 2027 | 92 | PLN 439k–1.43m | 14 250 |
| Małe Wilczyce etap 9 | BNM DEVELOPMENT | Psie Pole | Q4 2026 – Q1 2027 | 20 | PLN 617k–897k | 12 000 |
| Browary Wrocławskie bud BR1, BR2 | Archicom Holding Sp. z o.o. | Śródmieście | Q2 2027 | 13 | PLN 553k–945k | 15 506 |
| Nasza Symfonia etap III | DK Prime Dulas | Krzyki | Q2 2027 | 2 | PLN 965k–1.2m | 12 504 |
| Rędzińska etap 4 | Profit Development | Fabryczna | Q4 2026 – Q2 2027 | 138 | PLN 474k–858k | 12 690 |
| Bulwar Północny | Archicom Holding Sp. z o.o. | Śródmieście | Q3 2027 | 55 | PLN 472k–1.44m | 17 328 |
| Stanisławowska 59 | Snabb Invest | Fabryczna | Q3 2027 | 28 | PLN 576k–1.25m | 13 200 |
| Węgliniecka | Profit Development | Fabryczna | Q3 2027 | 25 | PLN 453k–1.06m | 12 790 |
| Atrium – Nowy Szczepin | Archicom Holding Sp. z o.o. | Stare Miasto | Q4 2027 | 122 | PLN 435k–1.3m | 15 438 |
The cheapest flats completed in 2027 in Wrocław start at about PLN 435–440k (Atrium – Nowy Szczepin and Apartamenty Krakowska 6). A 2-room flat in these projects costs a median of about PLN 586k, a 3-room flat about PLN 754k. You will find all projects in the catalogue of new homes in Wrocław, and information about the companies in the overview Developers in Wrocław (in Polish).
2027 compared with Q4 2026 and 2028 – price comparison
Is a flat with a 2027 completion date cheaper than a ready one, or than one that will appear in two years? Below are the same indicators for four completion groups.
| Completion | Warsaw – projects / flats | Warsaw – median PLN/m² | Wrocław – projects / flats | Wrocław – median PLN/m² |
|---|---|---|---|---|
| Ready (occupancy permit issued) | 34 / 658 | 16,274 | 21 / 420 | 14,700 |
| Q4 2026 | 16 / 430 | 18,000 | 3 / 210 | 14,942 |
| 2027 | 17 / 865 | 17,850 | 7 / 337 | 15,099 |
| 2028 and later | 3 / 269 | 26,350 | 8 / 981 | 17,464 |
Medians depend first of all on where the projects are, not on the date itself. In Warsaw the high median for 2028 is explained by only three projects in that group, including a large one in Mokotów by the metro. In Wrocław, 2028 includes projects in the centre and in Stare Miasto, while the 2027 group is weighted towards cheaper units in Fabryczna. So compare specific flats within one district and treat the statistics as indicative — more on this in the article Average price vs median. How the prices of ready and under-construction units differ in the same district is analysed in Ready or under-construction flats, and the wider market picture in new-build prices in Warsaw 2026 and the flat price forecast.
Want to compare several projects completed in 2027 and check which flats are still free? We will help you choose a flat from a developer — most often without a commission for the buyer, because the fee is usually paid by the developer.
Buying an under-construction flat 2027 – what payments and the mortgage look like
When you buy a flat today with 2027 completion, you sign the contract with the developer roughly 12–18 months before you get the keys. You do not pay the whole price at once. The Developer Act (consolidated text Dz.U. 2026 item 880) provides that you pay into the housing escrow account after each stage of construction defined in the schedule is completed, and the developer informs you when each stage is done (Art. 8). The amount and dates of the payments must be written into the contract (Art. 35(1)(9)). How the account and the Developer Guarantee Fund work is explained in the article Escrow account and DFG.
With a mortgage, the bank pays out the money in tranches, in line with this schedule. Usually you first pay the down payment, and the bank pays the next parts after construction progress is confirmed. Until the whole loan is paid out, you pay interest only on the amount already disbursed. The whole process — from application to the payout of tranches — is described in the guide Mortgage in Poland step by step.
Example: a 2-room flat in Metro Art 14 completed in Q4 2027
A 2-room flat of 39.14 m² in the Metro Art 14 project in Praga-Południe costs PLN 747,574 in our offer (PLN 19,100/m²). Assume a 20% down payment (PLN 149,515), a loan of PLN 598,059 and a 6% rate — the average on new housing loans in July 2026 according to NBP. The schedule below is indicative; you will find the real one in the developer contract.
| Month from contract | Stage (example) | Payment | Source | Interest until handover (month 15) |
|---|---|---|---|---|
| 0 | Signing the developer contract | 74,757 (10%) | down payment | – |
| 3 | Open shell stage | 74,757 (10%) | down payment | – |
| 6 | Closed shell stage | 224,272 (30%) | 1st loan tranche | approx. 10,092 (9 months) |
| 10 | Installations and plastering | 224,272 (30%) | 2nd loan tranche | approx. 5,607 (5 months) |
| 14 | Completion of construction | 149,515 (20%) | 3rd loan tranche | approx. 748 (1 month) |
| Total | 747,574 | approx. 16,447 | ||
Until you get the keys you would pay about PLN 16.4k in interest in this example. If the bank paid out the whole loan already in month 6, it would be about PLN 26.9k (598,059 × 6% × 9/12). Remember, though, that during construction you usually keep paying for your current home — rent or the payment on an old loan — so these costs should be added to your budget.
Layout changes – the advantage of buying early
The further the completion date, the more you can change in the layout: move partition walls, electrical points or water outlets in the bathroom. Developers accept changes only up to a certain construction stage and usually charge for them. Details, costs and deadlines are described in the article Layout changes with the developer.
Flat completion date 2027 – what if the developer is late?
The completion date in the catalogue is information from the developer and may change. What binds is the dates written into the developer contract. The contract must contain, among other things, the start and end date of the works (Art. 35(1)(12)), the date of handover of the unit (point 17) and the date of transferring ownership to you (point 7). The last one can be later than the end of construction — so read the contract, not just the sales brochure.
If the developer does not transfer ownership by the contractual date, you have the right to withdraw from the contract (Art. 43(1)(6)). First you must give it an additional 120-day period; only when it passes without result can you withdraw. You keep the claim for the contractual penalty for the period of delay (Art. 43(3)) — if the contract provides for one, so it is worth checking its amount (Art. 35(1)(14)).
- You submit the withdrawal statement in writing with a notarised signature and with consent to deleting the claim from the land and mortgage register (Art. 45(1)).
- After withdrawal the contract is deemed not concluded, and you bear no costs of withdrawing (Art. 44(2)).
- The developer must return the money paid to it from the escrow account within 30 days of receiving the statement (Art. 44(3)).
Withdrawal is a last resort: with a mortgage paid in tranches it must be agreed with the bank. It is better to prevent problems: before signing, check the developer and its past deadlines (how to check a developer) and have the contract reviewed. As part of the developer contract review we look at, among other things, deadlines, contractual penalties and the payment schedule.
Frequently asked questions
How many new flats will be completed in Warsaw in 2027?
In our offer, 17 Warsaw projects with 865 available flats have a 2027 completion date (as of 27 September 2026). Most, 467 units, fall in Q4 2027. This is data from our catalogue, not the whole market — the total number of flats completed in the city is higher.
Is an under-construction flat cheaper than a ready one?
Not always. In our Warsaw offer the median for ready flats (PLN 16,274/m²) is lower than for flats completed in 2027 (PLN 17,850/m²), because the price is determined mainly by location. The advantage of buying under construction is rather a wider choice of flats, payments spread over time and the possibility of layout changes.
When is the best time to buy a flat completed in 2027?
If choosing a specific layout or floor and making layout changes matter to you — earlier, while the offer is full. If you prefer a lower risk of delays — closer to the end of construction, when real progress is visible. The timing is worth aligning with your loan and with the end of your lease or the sale of your current flat.
What should I do if the developer postpones the completion date?
Check what ownership transfer date is written into the developer contract and whether a contractual penalty is provided for. If the contractual date passes, you can give the developer 120 days to transfer ownership and, if that passes without result, withdraw from the contract while keeping the claim for the contractual penalty.
Do I pay the whole price at once when buying an under-construction flat?
No. You pay into the housing escrow account after each stage of construction is completed, according to the schedule in the contract. With a mortgage the bank pays out the money in tranches, and until the whole amount is paid out, interest accrues only on the part disbursed.
Summary
Flats completed in 2027 are, in our offer, 26 projects and about 1,360 available units in Warsaw and Wrocław, with a median of PLN 17,850/m² in the capital and PLN 15,099/m² in Wrocław. Buying them today, you pay in stages, can make layout changes and have statutory protection in case of delay — but remember that the dates given by developers can change, and your rights are set by the text of the contract.
Want to buy a flat completed in 2027? We will help you find and compare projects in Warsaw and Wrocław — most often without a commission for the buyer, because the fee is usually paid by the developer. Before you sign the contract we can also review the developer contract.
Legal status as of September 2026. Project and price data come from the TM Invest offer (as of 27 September 2026) and may change; completion dates are given by developers. The calculations are indicative and are not legal or financial advice.
Sources
- Act on the protection of the rights of a purchaser of a dwelling or single-family house and on the Developer Guarantee Fund (in Polish) – consolidated text Dz.U. 2026 item 880 (Art. 8, Art. 35(1), Art. 43–45).
- NBP – interest rates on new loans and deposits (MIR) – housing loans in PLN, July 2026.
- Flat prices and completion dates: TM Invest project catalogue, as of 27 September 2026.
