Completion Q4 2026
934 021 zł15 640 zł/m²1 167 526 zł
promotion until 30.11.2026
Payment from ~4 550 zł/month4 rooms · 59,72 m² · 2nd floor
4 rooms59,72 m²2nd floor
Apartment no. 2.B.2.01
UrcityCatalogue data as of 11/07/2026
4-room apartments up to PLN 1M in Warsaw — new developments 2026
In Warsaw, the TM Invest catalogue currently lists 59 available apartments with 4 or more rooms priced up to PLN 1M in 13 developments by 7 developers. The average floor area is 65.6 m², the average price per m² is 13 968 zł, prices range from 726 816 zł to 999 597 zł.
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Districts with the most such listings: Białołęka (23), Ursus (14) and Mokotów (13). Developers offering the most apartments: Dom Development (22), Victoria Dom (19) and JW Construction (6).
Four rooms for up to PLN 1M is usually a family choice: separate bedrooms, a room for working from home and a larger living room. In this budget, districts further from the centre come up more often — so we compare floor area, price per m² and completion date in one place.
New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Dla kupującego mieszkania z rynku pierwotnego — zwykle bez prowizji: nasze wynagrodzenie płaci deweloper. Za usługi dodatkowe (np. rynek wtórny) wynagrodzenie uzgadniamy z klientem z góry.
Urcity
Completion Q1 2028
997 386 zł16 825 zł/m²
Payment from ~4 860 zł/month4 rooms · 59,28 m² · 1st floor
4 rooms59,28 m²1st floor
Apartment no. 2.A.1.03
EcoOne
Completion Q4 2026
748 034 zł11 902 zł/m²
17% below the district median
Payment from ~3 650 zł/month4 rooms · 62,85 m² · 2nd floor
4 rooms62,85 m²2nd floor
Apartment no. 117
Olchowy Park 3
Completion Q4 2027
990 552 zł14 900 zł/m²
26% below the district median
Payment from ~4 830 zł/month4 rooms · 66,48 m² · 2nd floor
4 rooms66,48 m²2nd floor
Apartment no. RM/2B/M/2/4
Rytm Mokotowa 2B
Completion Q3 2027
998 122 zł13 950 zł/m²
Payment from ~4 860 zł/month4 rooms · 71,55 m² · 1st floor
4 rooms71,55 m²1st floor
Apartment no. D63
Osiedle Wilno 8 etap I
Completion from Q3 2027 to Q2 2028
984 144 zł15 150 zł/m²
11% below the district median
Payment from ~4 800 zł/month4 rooms · 64,96 m² · 1st floor
4 rooms64,96 m²1st floor
Apartment no. E6
Osiedle Urbino etap IV
Completion Q2 2027
966 978 zł14 100 zł/m²
Payment from ~4 710 zł/month4 rooms · 68,58 m² · 1st floor
4 rooms68,58 m²1st floor
Apartment no. B82
Osiedle Myśliborska etap I
Completion Q4 2027
999 597 zł15 150 zł/m²
25% below the district median
Payment from ~4 870 zł/month4 rooms · 65,98 m² · 4th floor
4 rooms65,98 m²4th floor
Apartment no. D28
Mokotów Sportowy etap I
Completed
975 000 zł15 112 zł/m²
Payment from ~4 750 zł/month4 rooms · 64,52 m² · ground floor
4 rooms64,52 m²ground floor
Apartment no. 111
Rezydencja Liwska 2
Completed
793 650 zł13 750 zł/m²
Payment from ~3 870 zł/month4 rooms · 57,72 m² · 2nd floor
4 rooms57,72 m²2nd floor
Apartment no. 28 (oferta 423235)
Eco Berensona etap II
Completion Q3 2027
834 838 zł11 750 zł/m²
18% below the district median
Payment from ~4 070 zł/month4 rooms · 71,05 m² · 2nd floor
4 rooms71,05 m²2nd floor
Apartment no. C.65
Osiedle Salvia
Completion Q2 2027
841 923 zł14 098 zł/m²
Payment from ~4 100 zł/month4 rooms · 59,72 m² · 4th floor
4 rooms59,72 m²4th floor
Apartment no. 42
Miasteczko Nova Sfera 4
Completion Q4 2027
955 764 zł13 936 zł/m²
12% below the district median
Payment from ~4 660 zł/month4 rooms · 68,58 m² · 3rd floor
4 rooms68,58 m²3rd floor
Apartment no. 185
Piastova Osada 2Completion Q4 2026
916 411 zł15 420 zł/m²1 145 513 zł
promotion until 30.11.2026
Payment from ~4 470 zł/month4 rooms · 59,43 m² · 2nd floor
4 rooms59,43 m²2nd floor
Apartment no. 4.B.2.01
UrcityCompletion Q4 2026
867 672 zł11 713 zł/m²
18% below the district median
Payment from ~4 230 zł/month4 rooms · 74,08 m² · 2nd floor
4 rooms74,08 m²2nd floor
Apartment no. 106
Olchowy Park 3Completion Q3 2027
919 602 zł14 100 zł/m²
Payment from ~4 480 zł/month4 rooms · 65,22 m² · 1st floor
4 rooms65,22 m²1st floor
Apartment no. A45
Osiedle Wilno 8 etap ICompletion Q2 2027
994 410 zł14 500 zł/m²
Payment from ~4 850 zł/month4 rooms · 68,58 m² · ground floor
4 rooms68,58 m²ground floor
Apartment no. B78
Osiedle Myśliborska etap ICompletion Q4 2027
992 999 zł15 050 zł/m²
25% below the district median
Payment from ~4 840 zł/month4 rooms · 65,98 m² · 3rd floor
4 rooms65,98 m²3rd floor
Apartment no. D21
Mokotów Sportowy etap ICompleted
793 650 zł13 750 zł/m²
Payment from ~3 870 zł/month4 rooms · 57,72 m² · 1st floor
4 rooms57,72 m²1st floor
Apartment no. 16 (oferta 423223)
Eco Berensona etap IICompletion Q3 2027
860 387 zł11 630 zł/m²
19% below the district median
Payment from ~4 190 zł/month4 rooms · 73,98 m² · 2nd floor
4 rooms73,98 m²2nd floor
Apartment no. C.61
Osiedle SalviaCompletion Q2 2027
829 809 zł13 897 zł/m²
Payment from ~4 040 zł/month4 rooms · 59,71 m² · 2nd floor
4 rooms59,71 m²2nd floor
Apartment no. 32
Miasteczko Nova Sfera 4Completion Q4 2027
942 012 zł13 738 zł/m²
13% below the district median
Payment from ~4 590 zł/month4 rooms · 68,57 m² · 1st floor
4 rooms68,57 m²1st floor
Apartment no. 179
Piastova Osada 2★ TM InvestCompletion Q4 2026
960 000 zł
+ parking space 40 000 zł
Payment from ~4 680 zł/month4 rooms · 59,81 m² · 1st floor
4 rooms59,81 m²1st floor
Mieszkanie 1.A.1.02
UrcityCompletion Q4 2026
859 676 zł11 614 zł/m²
19% below the district median
Payment from ~4 190 zł/month4 rooms · 74,02 m² · 1st floor
4 rooms74,02 m²1st floor
Apartment no. 102
Olchowy Park 3Loading the map…
4-room apartments up to PLN 1M in Warsaw in figures
Data as of 07.11.2026: available apartments in the TM Invest catalogue — developer data and official price lists (dane.gov.pl). 59 available apartments in 13 developments, prices from 726 816 zł, median price per m² 14 200 zł/m², median size 65.8 m², in completed buildings: 7.
| Development | Location | Available | From | Median per m² | Completion |
|---|---|---|---|---|---|
| Mokotów Sportowy etap I | Mokotów, Warsaw | 12 | 938 762 zł | 15 000 zł/m² | IV kw. 2027 |
| Piastova Osada 2 | Ursus, Warsaw | 11 | 896 610 zł | 14 038 zł/m² | IV kw. 2027 |
| Osiedle Wilno 8 etap I | Targówek, Warsaw | 7 | 862 051 zł | 14 100 zł/m² | III kw. 2027 |
| Eco Berensona etap II | Białołęka, Warsaw | 6 | 793 650 zł | 14 175 zł/m² | Completed |
| Osiedle Salvia | Białołęka, Warsaw | 6 | 827 732 zł | 11 630 zł/m² | III kw. 2027 |
| Olchowy Park 3 | Białołęka, Warsaw | 5 | 726 816 zł | 11 713 zł/m² | IV kw. 2026 |
| Miasteczko Nova Sfera 4 | Białołęka, Warsaw | 3 | 829 809 zł | 14 098 zł/m² | II kw. 2027 |
| Urcity | Ursus, Warsaw | 3 | 916 411 zł | 15 640 zł/m² | IV kw. 2026 |
| Osiedle Myśliborska etap I | Białołęka, Warsaw | 2 | 966 978 zł | 14 300 zł/m² | II kw. 2027 |
| EcoOne | Białołęka, Warsaw | 1 | 997 386 zł | 16 825 zł/m² | I kw. 2028 |
4-room apartments up to PLN 1M in Warsaw: questions and answers
What apartments with 4 or more rooms priced up to PLN 1M can you buy in Warsaw?
The TM Invest catalogue currently lists 59 available apartments with 4 or more rooms priced up to PLN 1M. The average floor area is 65.6 m² and the average price per m² is 13 968 zł.
What mortgage do I need for an apartment costing 950 000 zł?
With a 20% down payment (190 000 zł) the loan is about 760 000 zł; with 10% down (95 000 zł) — about 855 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.
How much down payment do I need?
Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 950 000 zł that is 190 000 zł or 95 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).
Where in Warsaw are most apartments with 4 or more rooms priced up to PLN 1M?
The most: Białołęka (23), Ursus (14), Mokotów (13), Targówek (8) and Włochy (1). The full list with prices and floor plans is above.
Do I pay TM Invest a commission?
For buyers of new-build apartments — usually no commission: the developer pays our fee. For additional services (e.g. resale properties), we agree the fee with the client in advance.
We’ll find you an apartment in Warsaw
Tell us what you are looking for — size, budget, timing. We will put together a shortlist of developer offers and arrange viewings.
- Usually no commission — the developer pays
- Help with choosing, negotiating and the contract
- Support from a mortgage expert if you buy with a mortgage
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