Completion Q4 2027
986 401 zł14 950 zł/m²
26% below the district median
Payment from ~4 810 zł/month4 rooms · 65,98 m² · 2nd floor
4 rooms65,98 m²2nd floor
Apartment no. D14
Mokotów Sportowy etap ICatalogue data as of 11/07/2026
4-room apartments up to PLN 1M in Warsaw — new developments 2026
In Warsaw, the TM Invest catalogue currently lists 58 available apartments with 4 or more rooms priced up to PLN 1M in 13 developments by 7 developers. The average floor area is 65.7 m², the average price per m² is 13 953 zł, prices range from 726 816 zł to 999 597 zł.
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Districts with the most such listings: Białołęka (23), Mokotów (13) and Ursus (13). Developers offering the most apartments: Dom Development (22), Victoria Dom (19) and JW Construction (6).
Four rooms for up to PLN 1M is usually a family choice: separate bedrooms, a room for working from home and a larger living room. In this budget, districts further from the centre come up more often — so we compare floor area, price per m² and completion date in one place.
New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Dla kupującego mieszkania z rynku pierwotnego — zwykle bez prowizji: nasze wynagrodzenie płaci deweloper. Za usługi dodatkowe (np. rynek wtórny) wynagrodzenie uzgadniamy z klientem z góry.
Mokotów Sportowy etap I
Completed
802 308 zł13 900 zł/m²
Payment from ~3 910 zł/month4 rooms · 57,72 m² · ground floor
4 rooms57,72 m²ground floor
Apartment no. 04 (oferta 423247)
Eco Berensona etap II
Completion Q3 2027
827 732 zł11 650 zł/m²
19% below the district median
Payment from ~4 030 zł/month4 rooms · 71,05 m² · 1st floor
4 rooms71,05 m²1st floor
Apartment no. C.54
Osiedle Salvia
Completion Q2 2027
889 134 zł14 519 zł/m²
Payment from ~4 330 zł/month4 rooms · 61,24 m² · ground floor
4 rooms61,24 m²ground floor
Apartment no. 23
Miasteczko Nova Sfera 4
Completion Q4 2027
989 520 zł14 036 zł/m²
11% below the district median
Payment from ~4 820 zł/month4 rooms · 70,5 m² · 1st floor
4 rooms70,5 m²1st floor
Apartment no. 177
Piastova Osada 2
Completion Q4 2026
737 028 zł11 815 zł/m²
18% below the district median
Payment from ~3 590 zł/month4 rooms · 62,38 m² · 2nd floor
4 rooms62,38 m²2nd floor
Apartment no. 25
Olchowy Park 3
Completion Q3 2027
862 051 zł13 550 zł/m²
11% below the district median
Payment from ~4 200 zł/month4 rooms · 63,62 m² · 2nd floor
4 rooms63,62 m²2nd floor
Apartment no. A31
Osiedle Wilno 8 etap ICompletion Q4 2027
963 356 zł14 550 zł/m²
28% below the district median
Payment from ~4 700 zł/month4 rooms · 66,21 m² · 1st floor
4 rooms66,21 m²1st floor
Apartment no. C83
Mokotów Sportowy etap ICompleted
834 054 zł14 450 zł/m²
Payment from ~4 070 zł/month4 rooms · 57,72 m² · 2nd floor
4 rooms57,72 m²2nd floor
Apartment no. 28 (oferta 423234)
Eco Berensona etap IICompletion Q3 2027
851 029 zł11 530 zł/m²
20% below the district median
Payment from ~4 150 zł/month4 rooms · 73,81 m² · 1st floor
4 rooms73,81 m²1st floor
Apartment no. C.50
Osiedle SalviaCompletion Q4 2027
923 160 zł14 038 zł/m²
11% below the district median
Payment from ~4 500 zł/month4 rooms · 65,76 m² · 2nd floor
4 rooms65,76 m²2nd floor
Apartment no. 170
Piastova Osada 2Completion Q4 2026
726 816 zł11 674 zł/m²
19% below the district median
Payment from ~3 540 zł/month4 rooms · 62,26 m² · ground floor
4 rooms62,26 m²ground floor
Apartment no. 4
Olchowy Park 3Completion Q3 2027
909 766 zł14 300 zł/m²
Payment from ~4 430 zł/month4 rooms · 63,62 m² · 1st floor
4 rooms63,62 m²1st floor
Apartment no. A26
Osiedle Wilno 8 etap ICompletion Q4 2027
998 267 zł15 050 zł/m²
25% below the district median
Payment from ~4 870 zł/month4 rooms · 66,33 m² · 2nd floor
4 rooms66,33 m²2nd floor
Apartment no. B34
Mokotów Sportowy etap ICompleted
834 054 zł14 450 zł/m²
Payment from ~4 070 zł/month4 rooms · 57,72 m² · 1st floor
4 rooms57,72 m²1st floor
Apartment no. 16 (oferta 423222)
Eco Berensona etap IICompletion Q3 2027
860 387 zł11 630 zł/m²
19% below the district median
Payment from ~4 190 zł/month4 rooms · 73,98 m² · 2nd floor
4 rooms73,98 m²2nd floor
Apartment no. C.35
Osiedle SalviaCompletion Q4 2027
983 703 zł14 943 zł/m²
Payment from ~4 790 zł/month4 rooms · 65,83 m² · ground floor
4 rooms65,83 m²ground floor
Apartment no. 163
Piastova Osada 2Completion Q3 2027
965 568 zł14 100 zł/m²
Payment from ~4 710 zł/month4 rooms · 68,48 m² · 2nd floor
4 rooms68,48 m²2nd floor
Apartment no. A7
Osiedle Wilno 8 etap ICompletion Q4 2027
938 762 zł14 200 zł/m²
29% below the district median
Payment from ~4 580 zł/month4 rooms · 66,11 m² · 1st floor
4 rooms66,11 m²1st floor
Apartment no. B28
Mokotów Sportowy etap ICompleted
834 054 zł14 450 zł/m²
Payment from ~4 070 zł/month4 rooms · 57,72 m² · ground floor
4 rooms57,72 m²ground floor
Apartment no. 04 (oferta 423246)
Eco Berensona etap IICompletion Q3 2027
854 027 zł11 530 zł/m²
20% below the district median
Payment from ~4 160 zł/month4 rooms · 74,07 m² · 1st floor
4 rooms74,07 m²1st floor
Apartment no. C.23
Osiedle SalviaCompletion Q4 2027
909 972 zł14 772 zł/m²
Payment from ~4 440 zł/month4 rooms · 61,6 m² · ground floor
4 rooms61,6 m²ground floor
Apartment no. 162
Piastova Osada 2Completion Q3 2027
958 720 zł14 000 zł/m²
Payment from ~4 670 zł/month4 rooms · 68,48 m² · 1st floor
4 rooms68,48 m²1st floor
Apartment no. A3
Osiedle Wilno 8 etap ICompletion Q4 2027
993 731 zł15 100 zł/m²
25% below the district median
Payment from ~4 840 zł/month4 rooms · 65,81 m² · ground floor
4 rooms65,81 m²ground floor
Apartment no. B23
Mokotów Sportowy etap ILoading the map…
4-room apartments up to PLN 1M in Warsaw in figures
Data as of 07.11.2026: available apartments in the TM Invest catalogue — developer data and official price lists (dane.gov.pl). 58 available apartments in 13 developments, prices from 726 816 zł, median price per m² 14 151 zł/m², median size 65.8 m², in completed buildings: 7.
| Development | Location | Available | From | Median per m² | Completion |
|---|---|---|---|---|---|
| Mokotów Sportowy etap I | Mokotów, Warsaw | 12 | 938 762 zł | 15 000 zł/m² | IV kw. 2027 |
| Piastova Osada 2 | Ursus, Warsaw | 11 | 896 610 zł | 14 038 zł/m² | IV kw. 2027 |
| Osiedle Wilno 8 etap I | Targówek, Warsaw | 7 | 862 051 zł | 14 100 zł/m² | III kw. 2027 |
| Eco Berensona etap II | Białołęka, Warsaw | 6 | 793 650 zł | 14 175 zł/m² | Completed |
| Osiedle Salvia | Białołęka, Warsaw | 6 | 827 732 zł | 11 630 zł/m² | III kw. 2027 |
| Olchowy Park 3 | Białołęka, Warsaw | 5 | 726 816 zł | 11 713 zł/m² | IV kw. 2026 |
| Miasteczko Nova Sfera 4 | Białołęka, Warsaw | 3 | 829 809 zł | 14 098 zł/m² | II kw. 2027 |
| Osiedle Myśliborska etap I | Białołęka, Warsaw | 2 | 966 978 zł | 14 300 zł/m² | II kw. 2027 |
| Urcity | Ursus, Warsaw | 2 | 960 000 zł | 16 101 zł/m² | IV kw. 2026 |
| EcoOne | Białołęka, Warsaw | 1 | 997 386 zł | 16 825 zł/m² | I kw. 2028 |
4-room apartments up to PLN 1M in Warsaw: questions and answers
What apartments with 4 or more rooms priced up to PLN 1M can you buy in Warsaw?
The TM Invest catalogue currently lists 58 available apartments with 4 or more rooms priced up to PLN 1M. The average floor area is 65.7 m² and the average price per m² is 13 953 zł.
What mortgage do I need for an apartment costing 950 000 zł?
With a 20% down payment (190 000 zł) the loan is about 760 000 zł; with 10% down (95 000 zł) — about 855 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.
How much down payment do I need?
Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 950 000 zł that is 190 000 zł or 95 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).
Where in Warsaw are most apartments with 4 or more rooms priced up to PLN 1M?
The most: Białołęka (23), Mokotów (13), Ursus (13), Targówek (8) and Włochy (1). The full list with prices and floor plans is above.
Do I pay TM Invest a commission?
For buyers of new-build apartments — usually no commission: the developer pays our fee. For additional services (e.g. resale properties), we agree the fee with the client in advance.