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Mortgage refused in Poland – what next? Reasons and 5 steps
Foreign-currency or foreign income and a mortgage in PolandCatalogue data as of 11/07/2026
In Warsaw, the TM Invest catalogue currently lists 407 available apartments on the top floor of the building in 60 developments by 21 developers. The average floor area is 52.3 m², the average price per m² is 19 643 zł, prices range from 401 000 zł to 10 350 000 zł.
Districts with the most such listings: Mokotów (75), Włochy (66) and Białołęka (49). Developers offering the most apartments: Dom Development (129), Victoria Dom (82) and Develia (34).
A top floor usually means more light, no neighbours above and often a better view. We take the floor from developer data: the apartment is on the highest storey of the development (3rd floor and up); where buildings of different heights share a development, we count the tallest one. Ask us about a terrace, ceiling height and lift for a specific offer.
By number of rooms: 2 rooms — 178, 3 rooms — 144, 4+ rooms — 50, studios — 35. New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Dla kupującego mieszkania z rynku pierwotnego — zwykle bez prowizji: nasze wynagrodzenie płaci deweloper. Za usługi dodatkowe (np. rynek wtórny) wynagrodzenie uzgadniamy z klientem z góry.

Apartamenty Płużnicka
Ikona Światowida 5
Korkowa 146
Viva Garden 14
Miasteczko Nova Sfera 3
Miasteczko Nova Sfera 4
Miasteczko Nova Sfera 5
Piastova Osada 1
Neo Nova Ochota 3
Neo Nova Ochota 5
Piastova Osada 2
Modern Mokotów etap III
NU2!
Stacja Wola III
Metro Art 14
Nakielska
Apartamenty Metro Wilanowska
Trzcinowa Vita

HI Mokotów
Concept Ćwiklińska
Forte Verde
Skorosze Vita
Osiedle Kameralne IIILoading the map…
Data as of 07.11.2026: available apartments in the TM Invest catalogue — developer data and official price lists (dane.gov.pl). 407 available apartments in 60 developments, prices from 401 000 zł, median price per m² 17 500 zł/m², median size 46.7 m², in completed buildings: 80.
| Development | Location | Available | From | Median per m² | Completion |
|---|---|---|---|---|---|
| Osiedle Bokserska 71 etap III | Ursynów, Warsaw | 21 | 541 863 zł | 18 450 zł/m² | III kw. 2027 |
| Piastova Osada 2 | Ursus, Warsaw | 20 | 459 012 zł | 16 000 zł/m² | IV kw. 2027 |
| Apartamenty Metro Wilanowska | Mokotów, Warsaw | 19 | 907 368 zł | 29 000 zł/m² | II kw. 2028 |
| Skorosze Vita | Włochy, Warsaw | 19 | 476 641 zł | 17 199 zł/m² | II kw. 2028 |
| Osiedle Urbino etap IV | Włochy, Warsaw | 18 | 685 584 zł | 16 700 zł/m² | od III kw. 2027 do II kw. 2028 |
| Osiedle Wilno 8 etap I | Targówek, Warsaw | 18 | 587 615 zł | 14 950 zł/m² | III kw. 2027 |
| Park Leśny Rembertów L1/L2 | Rembertów, Warsaw | 18 | 401 000 zł | 13 400 zł/m² | IV kw. 2027 |
| Nakielska | Wola, Warsaw | 14 | 981 049 zł | 20 935 zł/m² | Completed |
| Osiedle Myśliborska etap I | Białołęka, Warsaw | 14 | 559 598 zł | 15 650 zł/m² | II kw. 2027 |
| Rytm Mokotowa 2B | Mokotów, Warsaw | 14 | 514 446 zł | 17 200 zł/m² | IV kw. 2027 |
The TM Invest catalogue currently lists 407 available apartments on the top floor of the building. The average floor area is 52.3 m² and the average price per m² is 19 643 zł. By number of rooms: 2 rooms — 178, 3 rooms — 144, 4+ rooms — 50, studios — 35.
With a 20% down payment (200 000 zł) the loan is about 800 000 zł; with 10% down (100 000 zł) — about 900 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.
Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 1 000 000 zł that is 200 000 zł or 100 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).
The most: Mokotów (75), Włochy (66), Białołęka (49), Ursynów (40) and Wola (30). The full list with prices and floor plans is above.
For buyers of new-build apartments — usually no commission: the developer pays our fee. For additional services (e.g. resale properties), we agree the fee with the client in advance.