Buying an apartment
Mortgage and sale
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Investing in Polish Real Estate from Abroad: New-Build Flats in Warsaw and Wroclaw, Yield and Taxes (2026)
Aleja Platanowa 2, Metr Kwadrat, Piastova Osada and Juranda Residence: New Developments Compared (Wroclaw and Warsaw, 2026)
Estate Agent in Warsaw: Who Pays the Commission When Buying a New-Build Flat (2026)Practical guides to buying a flat, mortgages and paperwork — plain and to the point.
Assigning a developer agreement (cesja) step by step: notarial deed, the developer's consent, 1% PCC, PIT on the scale, a mortgage and an example for a flat at 700 thousand zł.
Withdrawing from a developer agreement: 12 grounds under Art. 43, deadlines, form and costs, getting your money back and what to do when the bank refuses a mortgage.
A developer's delay: contractual penalties, 9.25% compensation, damages for rent and withdrawal after 120 days. An example of a penalty versus the cost of renting.
The developer's warranty (rękojmia): 5 years from handover of the flat, 14 days to reply, warranty vs guarantee, common areas and a model complaint letter.
A technical handover of a flat – prices in Warsaw and Wrocław by area, what the inspector checks, whether qualifications are required and whether it is worth it. An example on 2026 prices.
The developer's information prospectus in Poland: what it must contain, how to read it item by item, the red flags, and your right to withdraw within 30 days.
Is a deposit refundable in Poland? When it comes back, when it is lost and when you can claim double. Zadatek, zaliczka and the reservation fee.
Developer agreement vs preliminary agreement: form, escrow account, land register entry, withdrawal and costs. What to sign for a completed flat and what for one under construction.
How much is a 3-room flat in 2026? Prices by district in Warsaw and Wroclaw, three-room flats up to PLN 800k, mortgage instalment and the income you need.
The price of a studio in Warsaw and Wrocław 2026: district medians, the 10 cheapest new studios from developers and how much cash you need to start.
Ready-to-collect flats or flats under construction? Median prices from the offer in Warsaw and Wrocław, a comparison by district and the cost of waiting for the keys.
Flats completed in 2027: 26 projects in Warsaw and Wrocław with prices and median PLN/m² by quarter. Payments, staged mortgage and your rights if the developer is late.
