Buying an apartment
Mortgage and sale
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Latest articles
Investing in Polish Real Estate from Abroad: New-Build Flats in Warsaw and Wroclaw, Yield and Taxes (2026)
Aleja Platanowa 2, Metr Kwadrat, Piastova Osada and Juranda Residence: New Developments Compared (Wroclaw and Warsaw, 2026)
Estate Agent in Warsaw: Who Pays the Commission When Buying a New-Build Flat (2026)
Where to live in Wrocław with a family from Ukraine or Belarus: districts and 3-room apartment prices from our listings, preparatory classes, nurseries and free MPK travel for pupils.
Apartment prices in Poland 2026 for foreigners: studios, 2- and 3-room apartments in Warsaw and Wrocław in PLN, EUR and USD, NBP data and purchase costs.
Mortgage in Poland for Belarusians in 2026: buying a flat without an MSWiA permit, the EUR 100,000 bank limit, the Pole's Card, residence card and instalment examples.
Selling a flat with a tenant: what happens to the lease, deposit, viewings, whether the buyer can terminate the tenancy and who benefits from buying a let flat.
After selling a flat: handover protocol with meter readings, deregistration, electricity, owners' association, IN-1 correction in 14 days, PIT-39 by 30 April and mortgage – checklist.
How long does selling a flat take? Stages with deadlines: documents, preliminary contract, buyer's mortgage, deed and payout. 3 scenarios and NBP data.
Exclusive or open estate agency agreement? Termination, protection period, contractual penalties, 14 days to withdraw and commission on PLN 700 thousand in 5 scenarios.
Energy performance certificate when selling a flat: obligation, fine up to PLN 5000, who issues it, 2026 prices, EU/EK/EP indicators and the A–G scale.
Air conditioning in a block: when owners' association consent is needed, whether installation requires notification, F-gases, cost of a split unit with fitting and electricity in 2026.
Moving into a new flat – a checklist: online address registration, change of address, IN-1, meters, waste and insurance. Deadlines and costs for 2026.
Balcony enclosure, awning, garden: when the owners' association must consent, what the Building Law says and how much an enclosure costs. Table and examples.
Financing flat finishing: an amount in the mortgage, a developer package or a cash loan? Cost limits, LTV and instalment calculations for PLN 60k.
