
Apartment no. B/KL3/1/01
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Mortgage refused in Poland – what next? Reasons and 5 steps
Foreign-currency or foreign income and a mortgage in PolandCatalogue data as of 11/07/2026
In Wrocław, the TM Invest catalogue currently lists 156 available apartments with 4 or more rooms priced up to PLN 1M in 19 developments by 11 developers. The average floor area is 73.1 m², the average price per m² is 12 134 zł, prices range from 734 436 zł to 999 000 zł.
Districts with the most such listings: Fabryczna (76), Krzyki (50) and Psie Pole (26). Developers offering the most apartments: Dom Development (57), Develia (52) and Lokum Deweloper (14).
Four rooms for up to PLN 1M is usually a family choice: separate bedrooms, a room for working from home and a larger living room. In this budget, districts further from the centre come up more often — so we compare floor area, price per m² and completion date in one place.
New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Dla kupującego mieszkania z rynku pierwotnego — zwykle bez prowizji: nasze wynagrodzenie płaci deweloper. Za usługi dodatkowe (np. rynek wtórny) wynagrodzenie uzgadniamy z klientem z góry.

Podhalańska Vita
Osiedle Arkadia etap II
WUWA Vita etap III
Przy Parku Vita etap III
Vista Eco B
Pilczycka Vita
Osiedle Rapsodia etap III
Osiedle Park Świetlików
Osiedle Międzyleska etap IV
Osiedle Międzyleska etap III
Osiedle Arkadia etap I
Rędzińska etap 4
Atrium – Nowy Szczepin
Lokum Porto bud E, F i H
Villa Viva
Lokum la Vida
Osiedle Metr Kwadrat etap II
Rudawska 5
Podhalańska Vita
Osiedle Arkadia etap II
WUWA Vita etap III
Przy Parku Vita etap III
Vista Eco B
Pilczycka VitaLoading the map…
Data as of 07.11.2026: available apartments in the TM Invest catalogue — developer data and official price lists (dane.gov.pl). 156 available apartments in 19 developments, prices from 734 436 zł, median price per m² 12 300 zł/m², median size 74.7 m², in completed buildings: 18.
| Development | Location | Available | From | Median per m² | Completion |
|---|---|---|---|---|---|
| Podhalańska Vita | Fabryczna, Wrocław | 28 | 748 305 zł | 11 099 zł/m² | IV kw. 2027 |
| Osiedle Międzyleska etap IV | Krzyki, Wrocław | 24 | 798 576 zł | 12 800 zł/m² | IV kw. 2027 |
| Pilczycka Vita | Fabryczna, Wrocław | 13 | 824 969 zł | 12 099 zł/m² | IV kw. 2027 |
| Lokum la Vida | Psie Pole, Wrocław | 12 | 869 000 zł | 12 889 zł/m² | Completed |
| Osiedle Międzyleska etap III | Krzyki, Wrocław | 11 | 834 876 zł | 12 300 zł/m² | III kw. 2027 |
| Osiedle Metr Kwadrat etap II | Fabryczna, Wrocław | 10 | 734 436 zł | 14 000 zł/m² | IV kw. 2026 |
| Osiedle Park Świetlików | Fabryczna, Wrocław | 10 | 841 434 zł | 12 300 zł/m² | IV kw. 2027 |
| Villa Viva | Krzyki, Wrocław | 9 | 840 510 zł | 11 000 zł/m² | I kw. 2028 |
| Osiedle Arkadia etap II | Psie Pole, Wrocław | 7 | 809 952 zł | 12 200 zł/m² | III kw. 2027 |
| WUWA Vita etap III | Fabryczna, Wrocław | 5 | 931 278 zł | 12 099 zł/m² | IV kw. 2027 |
The TM Invest catalogue currently lists 156 available apartments with 4 or more rooms priced up to PLN 1M. The average floor area is 73.1 m² and the average price per m² is 12 134 zł.
With a 20% down payment (190 000 zł) the loan is about 760 000 zł; with 10% down (95 000 zł) — about 855 000 zł. The monthly instalment depends on the interest rate, loan term and your creditworthiness — we will calculate it during a free consultation.
Banks usually require at least 20% of the price, or 10% with low-down-payment insurance. At 950 000 zł that is 190 000 zł or 95 000 zł. Add notary and court fees and a possible bank fee; buying from a developer, you pay no PCC tax (VAT is included in the price).
The most: Fabryczna (76), Krzyki (50), Psie Pole (26) and Stare Miasto (4). The full list with prices and floor plans is above.
For buyers of new-build apartments — usually no commission: the developer pays our fee. For additional services (e.g. resale properties), we agree the fee with the client in advance.