
Mortgage adviser in Poland – is it worth it, what does it cost and who pays the broker
A mortgage adviser: what they do, how a broker differs from an adviser, how to check them in the KNF register, what it costs and who pays for their work.
Buying an apartment
Mortgage and sale
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Investing in Polish Real Estate from Abroad: New-Build Flats in Warsaw and Wroclaw, Yield and Taxes (2026)
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Estate Agent in Warsaw: Who Pays the Commission When Buying a New-Build Flat (2026)Articles and guides about mortgages in Poland.

A mortgage adviser: what they do, how a broker differs from an adviser, how to check them in the KNF register, what it costs and who pays for their work.

Housing programmes 2026 as at September: the 2% Safe Loan is closed, "#naStart" and "First Keys" withdrawn, the family housing loan with a BGK guarantee runs until 2030.

Mortgage down payment in Poland in 2026: 10% or 20% under Recommendation S, how much that is in PLN, PPK funds, family gifts and the BGK-guaranteed loan.

How large a mortgage on 5, 7 or 10 thousand zł net? 2026 borrowing capacity tables under the rules of KNF Recommendation S, and how to increase your capacity.

Mortgage in Poland step by step: borrowing capacity, down payment, comparing banks, application, decision, agreement and tranche payouts for a new build. 2026 rules.