Buying an apartment
Mortgage and sale
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Latest articles
Investing in Polish Real Estate from Abroad: New-Build Flats in Warsaw and Wroclaw, Yield and Taxes (2026)
Aleja Platanowa 2, Metr Kwadrat, Piastova Osada and Juranda Residence: New Developments Compared (Wroclaw and Warsaw, 2026)
Estate Agent in Warsaw: Who Pays the Commission When Buying a New-Build Flat (2026)
Mortgage in Poland for Ukrainians in 2026: UKR status until 4 March 2027, the 3-year CUKR card, how banks assess you, the down payment and an example instalment.
Getting a mortgage in Poland as a foreigner: PESEL, residence card, income in PLN, down payment and bank requirements, with a residence status table and example.
How to buy an apartment in Poland as a foreigner: no permit for a flat or garage, EU/EEA citizens exempt, when you need MSWiA (PLN 1,570), steps and prices.
Selling a flat after divorce: ex-spouse's consent, division of property, selling a share, mortgage, PCC and the 5-year PIT rule. Costs and a worked example.
Selling an inherited flat: notarial deed of inheritance or court, SD-Z2, land register, division of the estate and co-owners. Costs and an example.
Valuation report for a flat: PLN 500–1000, valid for 12 months, who prepares it and when it is needed (mortgage, inheritance, reserved portion, tax office). Table and examples.
Estate agent commission in Warsaw and Wroclaw: typical rates, who pays, exclusivity, when it is due and how it reduces tax. Table of amounts including VAT.
Preliminary sale agreement for a flat: notary or written form, deposit vs advance payment, mortgage clause and scenarios for a PLN 70 thousand deposit.
Documents for selling a flat 2026: a checklist for ownership, cooperative, inheritance, a loan and marriage — where to get them and what they cost.
How to sell a flat quickly: 12 ways – price from transactions, energy certificate, photos, home staging, listing text and a checklist before you publish the ad.
Selling a flat through an agency or on your own: comparison table, the broker's duties, how much the commission costs and when it pays for itself.
How much is your flat worth? RCN transaction prices, NBP data for Warsaw and Wroclaw, adjustments and comparison with new flats – step by step.
