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Buy-to-let Warsaw vs Wrocław: new-build prices by district
Flipping new-build flats in Poland: assignment of a developer agreement and tax within 5 years
Several flats in one development – discount, payment schedule, mortgageFor buy-to-let in Warsaw, we selected from the TM Invest catalogue 1 231 available apartments in 55 developments by 23 developers. The average floor area is 36,9 m², the average price per m² is 18 099 zł, prices range from 392 230 zł to 996 948 zł.
In completed buildings: 234; completion in 2026–2027: 997. Studios: 269, 2 rooms: 962. Districts with the most listings: Białołęka (289), Mokotów (186) and Ursynów (146).
The list is sorted by price per m², lowest first. New-build apartments in Poland are sold in developer standard (stan deweloperski — ready for finishing). Consultation and apartment selection at TM Invest are free, and in most cases you pay no commission — the developer usually pays our fee.
Archicom Holding Sp. z o.o.
Dom Development S.A.
Skanska
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Districts, prices and rents: our buy-to-let city guide.
This selection is generated automatically from catalogue data and is not investment advice. We do not promise income or price growth — the yield depends on local rents, finishing and running costs. Calculate it for a specific apartment with the rental yield calculator.
It depends on the purchase price, local rent, finishing costs, building charges and vacancy between tenants. We do not give forecasts or promise a “guaranteed income” — calculate the gross and net yield of a specific apartment with the rental yield calculator; NBP rent rates and worked examples are in the article Rental yield – formulas and examples. More on the For investors page.
Private rental is taxed with the flat-rate ryczałt on revenue: 8.5% up to PLN 100,000 a year and 12.5% on the excess; costs are not deductible. Details in the article Rental income tax in Poland; for your own situation, ask a tax adviser.
From a developer you buy without a tenant — you sign the lease yourself after handover and finishing. Owners often choose najem okazjonalny (occasional lease), which makes ending the tenancy easier; how it works and how it differs from institutional lease — in the article Occasional and institutional rental. Buying with a sitting tenant is a resale-market topic — see Selling a flat with a tenant.
This selection has 269 studios and 962 2-room apartments. A studio has a lower entry price; 2 rooms also suit couples and flatmates. A comparison with figures — in the article Studio or two rooms for rent.
In most cases, no — the developer usually pays our fee. Consultation and apartment selection are free: we compare the apartments on this list, completion dates and purchase terms.
