Description

2-room apartment, 42,52 m², on the 1st floor. Key handover: December 2026.

Price: 748 000 zł
Monthly payment from ~3 650 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert

Development Urcity · Murapol S.A. · apartment no. 2.A.1.04

About Urcity

Urcity is a development by Murapol S.A. in the Ursus district (Szamoty neighbourhood), Warsaw. 23 apartments for sale, completion Q4 2026. The full description, amenities, gallery and prices of all apartments are on the development page.

View Urcity All new homes in Ursus Szamoty neighbourhood

Mortgage calculator

Choose the terms that suit you

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Monthly payment if the interest rate rises by 2,5 percentage points —

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These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).

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If you rent this apartment out

Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.

Net yield per year4.2%

Monthly rent3,618 zł
Annual rental income (gross)43,421 zł
Gross yield5.8%
Flat-rate tax per year (8.5% / 12.5%)3,506 zł
Monthly cash flow2,961 zł
Cash-on-cash4.2%

Price incl. fit-out854,300 zł
Your own money854,300 zł

This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.

For investors: how we calculate and what to check

How we calculate

Gross yield = monthly rent × 12 ÷ apartment price.
Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.

Other apartments in this development