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Apartment no. 1.D.2.05, 2 rooms, 51,75 m² — Gardenia, Łódź

ul. Grabowa 11, Górna, Łódź

Primary marketAvailable
  • 621 000 zł
  • 12 000 zł/m²
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Gardenia in Łódź – visualisation of a development from our offerGardenia — visualisation 2
  • Rooms2
  • Area51,75 m²
  • Floor2
  • Completion dateQ4 2027
  • DeveloperMurapol S.A.

Apartment floor plan

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Floor plan: Apartment no. 1.D.2.05 Enlarge
Apartment no. 1.D.2.05 · 51,75 m² · 2 rooms2nd floor

Description

Development Gardenia · Murapol S.A. · apartment no. 1.D.2.05

Apartment no. 1.D.2.05 in the Gardenia development (Murapol S.A.), ul. Grabowa 11, Łódź. 2-room apartment, 51,75 m², on the 2nd floor. Planned completion: Q4 2027.

  • Price: 621 000 zł (12 000 zł/m²)
  • 3% below the median of Gardenia (12 425 zł/m²)
  • Monthly payment from ~3 030 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert

About the apartment

Number of rooms:2
Area:51,75 m²
Floor:2
Price:621 000 zł
Price per m²:12 000 zł/m²
Status:Available

About Gardenia

Gardenia is a development by Murapol S.A. in the Górna district (Górniak neighbourhood), Łódź. 246 apartments for sale, completion Q4 2027. The full description, amenities, gallery and prices of all apartments are on the development page.

View Gardenia All new homes in Górna Górniak neighbourhood

Mortgage calculator

Choose the terms that suit you

—Monthly payment
  • Down payment —
  • Loan amount —
  • Total interest—
  • Total to repay (loan + interest)—
  • Interest rate
  • Instalments
  • Loan term
Instalments

Interest rate

These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).

Ask about a mortgageCheck your borrowing capacity

If you rent this apartment out

Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.

Net yield per year4.6%
  • Monthly rent3,493 zł
  • Annual rental income (gross)41,918 zł
  • Gross yield6.8%
  • Flat-rate tax per year (8.5% / 12.5%)3,385 zł
  • Monthly cash flow2,861 zł
  • Cash-on-cash4.6%
  • Price incl. fit-out750,375 zł
  • Your own money750,375 zł
Financing
More assumptions

This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.

For investors: how we calculate and what to check
How we calculate
  • Gross yield = monthly rent × 12 ÷ apartment price.
  • Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
  • Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
  • Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.

If you resell

With a 10% price rise by completion, net profit ≈ PLN 46,300, ROI 73.0% (assignment before completion).

Estimate based on the calculator's assumptions: 10/90 schedule, no mortgage, sale in the completion month. Price growth is not guaranteed.

Detailed calculation

Other apartments in this development

All apartments in Gardenia (246) New homes in Górna, Łódź

Location

ul. Grabowa 11, Górna, Łódź

What’s nearby

  • Kilińskiego - SenatorskaBus160 mapprox. 3 min on foot
  • Kilińskiego - SenatorskaTram170 mapprox. 3 min on foot
  • Kilińskiego - PrzybyszewskiegoBus280 mapprox. 5 min on foot
  • Kilińskiego - PrzybyszewskiegoTram290 mapprox. 5 min on foot
  • Łódź FabrycznaTrain (SKM/PKP)2,5 kmapprox. 40 min on foot

Straight-line distance; walking time is approximate. Data: © OpenStreetMap.