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Apartment no. BG0302, 2 rooms, 45,32 m² — Viva Cité, Warsaw

ul. Podgrodzie, Bemowo, Warsaw

Primary marketAvailable
  • 736 436 zł
  • 16 250 zł/m²
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  • Rooms2
  • Area45,32 m²
  • Floor3
  • Completion dateQ3 2027
  • DeveloperDevelia

Apartment floor plan

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Floor plan: Apartment no. BG0302 Enlarge
Apartment no. BG0302 · 45,32 m² · 2 roomsRzut lokalu

Description

Development Viva Cité · Develia · apartment no. BG0302

Apartment no. BG0302 in the Viva Cité development (Develia), ul. Podgrodzie, Warsaw. 2-room apartment, 45,32 m², on the 3rd floor. Planned completion: Q3 2027.

  • Price: 736 436 zł (16 250 zł/m²)
  • At the median of Viva Cité (16 225 zł/m²)
  • 10% below the median of the Bemowo district (18 149 zł/m²)
  • Monthly payment from ~3 590 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert

About the apartment

Number of rooms:2
Area:45,32 m²
Floor:3
Price:736 436 zł
Price per m²:16 250 zł/m²
Status:Available

About Viva Cité

Viva Cité is a development by Develia in the Bemowo district (Chrzanów neighbourhood), Warsaw. 36 apartments for sale, completion Q3 2027. The full description, amenities, gallery and prices of all apartments are on the development page.

View Viva Cité All new homes in Bemowo Chrzanów neighbourhood

Mortgage calculator

Choose the terms that suit you

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  • Down payment —
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  • Total interest—
  • Total to repay (loan + interest)—
  • Interest rate
  • Instalments
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Instalments

Interest rate

These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).

Check your borrowing capacity

If you rent this apartment out

Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.

Net yield per year4.5%
  • Monthly rent3,857 zł
  • Annual rental income (gross)46,281 zł
  • Gross yield6.3%
  • Flat-rate tax per year (8.5% / 12.5%)3,737 zł
  • Monthly cash flow3,158 zł
  • Cash-on-cash4.5%
  • Price incl. fit-out849,736 zł
  • Your own money849,736 zł
Financing
More assumptions

This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.

For investors: how we calculate and what to check
How we calculate
  • Gross yield = monthly rent × 12 ÷ apartment price.
  • Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
  • Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
  • Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.

If you resell

With a 10% price rise by completion, net profit ≈ PLN 55,100, ROI 73.4% (assignment before completion).

Estimate based on the calculator's assumptions: 10/90 schedule, no mortgage, sale in the completion month. Price growth is not guaranteed.

Detailed calculation

Other apartments in this development

All apartments in Viva Cité (36) New homes in Bemowo, Warsaw

Other developments in Bemowo

Location

ul. Podgrodzie, Bemowo, Warsaw

Warsaw city centre — 11 km · approx. 25 min by car

What’s nearby

  • Jana HeweliuszaBus440 mapprox. 7 min on foot
  • Szeligowska-SzkołaBus630 mapprox. 10 min on foot
  • JesionowaBus750 mapprox. 12 min on foot
  • Instytut EnergetykiBus830 mapprox. 13 min on foot
  • Warszawa GołąbkiTrain (SKM/PKP)1,9 kmapprox. 31 min on foot

Straight-line distance; walking time is approximate. Data: © OpenStreetMap.