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Mortgage refused in Poland – what next? Reasons and 5 steps
Foreign-currency or foreign income and a mortgage in PolandCatalogue data as of 11/07/2026
In Kobiałka, Warsaw: 72 available 3-room apartments in 5 developments by 3 developers. Prices range from 567 820 zł to 783 660 zł, averaging 11 666 zł per m². Floor areas range from 44,08 m² to 67,83 m², most often around 60,22 m². 2 listings are in buildings that are already completed. The nearest completion date for the rest is Q4 2026 (Olchowy Park 3). Most listings are in Osiedle Salvia (51), Aroniowa Vita (15) and Olchowy Park 3 (4). In Poland the room count includes the living room, so a 3-room apartment usually has two bedrooms plus a living room.

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Prices in our catalogue start at 567 820 zł (Osiedle Salvia) and go up to 783 660 zł. The average price per m² across these listings is 11 666 zł.
Available listings range from 44,08 m² to 67,83 m²; half of them are no larger than 60,22 m².
2 listings are in buildings that are already completed; apartments are sold in developer standard (stan deweloperski — ready for finishing). The nearest planned completion date is Q4 2026 (Olchowy Park 3), the latest Q3 2027.
Most listings: Osiedle Salvia — 51, Aroniowa Vita — 15 and Olchowy Park 3 — 4. In total, 5 developments by 3 developers; the full list with prices and floor plans is above.
Tell us what you are looking for — size, budget, timing. We will put together a shortlist of developer offers and arrange viewings.
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