
Apartment no. 2.A.1.12, 3 rooms, 51,77 m² — Calma, Gdynia
ul. Starochwaszczyńska 54, Wielki Kack, Gdynia
- 717 015 zł
- 13 850 zł/m²
- Payment from ~3 490 zł/month
- Prices as of 22 Oct 2026
- Rooms3
- Area51,77 m²
- Floor1
- Completion dateQ2 2028
- DeveloperMurapol S.A.
Apartment floor plan
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EnlargeDescription
Apartment no. 2.A.1.12 in the Calma development (Murapol S.A.), Starochwaszczyńska 54, Gdynia. 3-room apartment, 51,77 m², on the 1st floor. Planned completion: Q2 2028.
- Price: 717 015 zł (13 850 zł/m²)
- 3% below the median of Calma (14 250 zł/m²)
- Monthly payment from ~3 490 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert
About the apartment
| Number of rooms: | 3 |
|---|---|
| Area: | 51,77 m² |
| Floor: | 1 |
| Price: | 717 015 zł |
| Price per m²: | 13 850 zł/m² |
| Status: | Available |
About Calma
Calma is a development by Murapol S.A. in the Wielki Kack district, Gdynia. 86 apartments for sale, completion Q2 2028, finish: developer standard. The full description, amenities, gallery and prices of all apartments are on the development page.
Mortgage calculator
Choose the terms that suit you
- Down payment —
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- Total interest—
- Total to repay (loan + interest)—
- Last instalment—
- Monthly payment if the interest rate rises by 2,5 percentage points —
- Interest rate
- Instalments
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These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).
Check your borrowing capacityIf you rent this apartment out
Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.
- Monthly rent3,494 zł
- Annual rental income (gross)41,934 zł
- Gross yield5.8%
- Flat-rate tax per year (8.5% / 12.5%)3,386 zł
- Monthly cash flow2,862 zł
- Cash-on-cash4.1%
- Price incl. fit-out846,440 zł
- Your own money846,440 zł
This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.
For investors: how we calculate and what to checkHow we calculate
- Gross yield = monthly rent × 12 ÷ apartment price.
- Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
- Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
- Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.
If you resell
With a 10% price rise by completion, net profit ≈ PLN 53,600, ROI 73.3% (assignment before completion).
Estimate based on the calculator's assumptions: 10/90 schedule, no mortgage, sale in the completion month. Price growth is not guaranteed.
Other apartments in this development


Apartment no. 2.A.3.09

Apartment no. 2.A.2.04

Apartment no. 2.A.2.01

Apartment no. 2.A.2.02

Apartment no. 2.A.0.03
All apartments in Calma (86) New homes in Wielki Kack, Gdynia
Location
ul. Starochwaszczyńska 54, Wielki Kack, Gdynia
What’s nearby
- Bieszczadzka 01 (ŃŻ)Bus50 mapprox. 1 min on foot
- Bieszczadzka 02 (ŃŻ)Bus50 mapprox. 1 min on foot
- Bielińskiego 02 (NŻ)Bus820 mapprox. 13 min on foot
- Rdestowa Kolonia 02 (NŻ)Bus850 mapprox. 14 min on foot
- RewerendaBus860 mapprox. 14 min on foot
- Carrefour ExpressGrocery shop220 mapprox. 4 min on foot
- ŻabkaGrocery shop270 mapprox. 4 min on foot
- BiedronkaSupermarket1,0 kmapprox. 17 min on foot
- BiedronkaSupermarket1,2 kmapprox. 19 min on foot
- LidlSupermarket1,2 kmapprox. 20 min on foot
- Lek24.plPharmacy590 mapprox. 10 min on foot
- Cardea MedDoctor’s surgery1,0 kmapprox. 16 min on foot
- Centrum Medyczne MetacorMedical clinic1,4 kmapprox. 22 min on foot
Straight-line distance; walking time is approximate. Data: © OpenStreetMap.






















