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Apartment no. 104, 2 rooms, 38,35 m² — Concept Ćwiklińska, Warsaw

ul. E. Barszczewskiej, Białołęka, Warsaw

Primary marketAvailable
All apartments in Concept Ćwiklińska (56 apartments)
  • 587 850 zł
  • 15 328 zł/m²
Ask about this apartment
Concept Ćwiklińska — visualisation 1Concept Ćwiklińska — visualisation 2Concept Ćwiklińska — visualisation 3Concept Ćwiklińska — visualisation 4Concept Ćwiklińska — visualisation 5 +3 photosConcept Ćwiklińska — visualisation 6Concept Ćwiklińska — visualisation 7Concept Ćwiklińska — visualisation 8
Floor plan PDF sheet
  • Rooms2
  • Area38,35 m²
  • FloorGround floor
  • Completion dateQ4 2027
  • DeveloperVictoria Dom

Apartment floor plan

Download PDF sheet
Floor plan: Apartment no. 104 Enlarge
Apartment no. 104 · 38,35 m² · 2 roomsGround floor

Description

Development Concept Ćwiklińska · Victoria Dom · apartment no. 104

Apartment no. 104 in the Concept Ćwiklińska development (Victoria Dom), ul. E. Barszczewskiej, Warsaw. 2-room apartment, 38,35 m², on the ground floor. Planned completion: Q4 2027.

  • Price: 587 850 zł (15 328 zł/m²)
  • One of the 9 cheapest of 31 available 2-room apartments in this development
  • Monthly payment from ~2 870 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert

About the apartment

Number of rooms:2
Area:38,35 m²
Floor:ground floor
Price:587 850 zł
Price per m²:15 328 zł/m²
Status:Available

About Concept Ćwiklińska

Concept Ćwiklińska is a development by Victoria Dom in the Białołęka district (Nowodwory neighbourhood), Warsaw. 56 apartments for sale, completion Q4 2027, finish: developer standard. The full description, amenities, gallery and prices of all apartments are on the development page.

View Concept Ćwiklińska All new homes in Białołęka Nowodwory neighbourhood

Mortgage calculator

Choose the terms that suit you

—Monthly payment
  • Down payment —
  • Loan amount —
  • Total interest—
  • Total to repay (loan + interest)—
  • Interest rate
  • Instalments
  • Loan term
Instalments

Interest rate

These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).

Check your borrowing capacity

If you rent this apartment out

Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.

Net yield per year4.7%
  • Monthly rent3,264 zł
  • Annual rental income (gross)39,163 zł
  • Gross yield6.7%
  • Flat-rate tax per year (8.5% / 12.5%)3,162 zł
  • Monthly cash flow2,673 zł
  • Cash-on-cash4.7%
  • Price incl. fit-out683,725 zł
  • Your own money683,725 zł
Financing
More assumptions

This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.

For investors: how we calculate and what to check
How we calculate
  • Gross yield = monthly rent × 12 ÷ apartment price.
  • Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
  • Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
  • Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.

If you resell

With a 10% price rise by completion, net profit ≈ PLN 43,700, ROI 72.8% (assignment before completion).

Estimate based on the calculator's assumptions: 10/90 schedule, no mortgage, sale in the completion month. Price growth is not guaranteed.

Detailed calculation

Other apartments in this development

All apartments in Concept Ćwiklińska (56) New homes in Białołęka, Warsaw

Other developments in Białołęka

Apartments from PLN 800,000 — Warsaw

View apartments for PLN 800,000–1 million

Location

ul. E. Barszczewskiej, Białołęka, Warsaw

Warsaw city centre — 16 km · approx. 40 min by car

Google MapsGet directions

What’s nearby

  • ĆwiklińskiejBus320 mapprox. 5 min on foot
  • ChęcińskaBus420 mapprox. 7 min on foot
  • StrumykowaBus450 mapprox. 7 min on foot
  • WinnicaTram690 mapprox. 11 min on foot
  • Warszawa PłudyTrain (SKM/PKP)2,2 kmapprox. 36 min on foot

Straight-line distance; walking time is approximate. Data: © OpenStreetMap.