Description

Development Osiedle Stoczniova · Murapol S.A. · apartment no. 3.E.4.05

Apartment no. 3.E.4.05 in the Osiedle Stoczniova development (Murapol S.A.), Twarda 6, Gdańsk. 1-room apartment, 32,73 m², on the 4th floor. The building is already completed.

Price: 676 693 zł (20 675 zł/m²)
Monthly payment from ~3 300 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert

About the apartment

Number of rooms:	1
Area:	32,73 m²
Floor:	4
Price:	676 693 zł
Price per m²:	20 675 zł/m²
Status:	Available

About Osiedle Stoczniova

Osiedle Stoczniova is a development by Murapol S.A. in the Młyniska district, Gdańsk. 390 apartments for sale, building completed. The full description, amenities, gallery and prices of all apartments are on the development page.

View Osiedle Stoczniova All new homes in Młyniska

Mortgage calculator

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These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).

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If you rent this apartment out

Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.

Net yield per year2.9%

Monthly rent2,209 zł
Annual rental income (gross)26,511 zł
Gross yield3.9%
Flat-rate tax per year (8.5% / 12.5%)2,141 zł
Monthly cash flow1,807 zł
Cash-on-cash2.9%

Price incl. fit-out758,518 zł
Your own money758,518 zł

This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.

For investors: how we calculate and what to check

How we calculate

Gross yield = monthly rent × 12 ÷ apartment price.
Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.

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