Description

Development Urcity · Murapol S.A. · apartment no. 3.B.7.06

Apartment no. 3.B.7.06 in the Urcity development (Murapol S.A.), Posag 7 Panien 11, Warsaw. 4-room apartment, 59,25 m², on the 7th floor. Planned completion: Q4 2026.

Price: 1 130 194 zł (19 075 zł/m²)
At the median of Urcity (19 200 zł/m²)
One of the 3 cheapest of 14 available 4-room apartments in this development
Monthly payment from ~5 510 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert

About the apartment

Number of rooms:	4
Area:	59,25 m²
Floor:	7
Price:	1 130 194 zł
Price per m²:	19 075 zł/m²
Status:	Available

About Urcity

Urcity is a development by Murapol S.A. in the Ursus district (Szamoty neighbourhood), Warsaw. 18 apartments for sale, completion Q4 2026. The full description, amenities, gallery and prices of all apartments are on the development page.

View Urcity All new homes in Ursus Szamoty neighbourhood

Mortgage calculator

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These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).

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If you rent this apartment out

Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.

Net yield per year3.9%

Monthly rent5,042 zł
Annual rental income (gross)60,506 zł
Gross yield5.4%
Flat-rate tax per year (8.5% / 12.5%)4,886 zł
Monthly cash flow4,127 zł
Cash-on-cash3.9%

Price incl. fit-out1,278,319 zł
Your own money1,278,319 zł

This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.

For investors: how we calculate and what to check

How we calculate

Gross yield = monthly rent × 12 ÷ apartment price.
Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.

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