Description

Development Urcity · Murapol S.A. · apartment no. 3.A.8.02

Apartment no. 3.A.8.02 in the Urcity development (Murapol S.A.), Posag 7 Panien 11, Warsaw. 4-room apartment, 59,61 m², on the 8th floor. Planned completion: Q4 2026.

Price: 1 157 924 zł (19 425 zł/m²)
At the median of Urcity (19 200 zł/m²)
Monthly payment from ~5 640 zł/month (20% down, 30 years, 6,15%) — exact calculation: our mortgage expert
The apartment is currently reserved — ask whether it will return to sale, or see similar apartments below.

About the apartment

Number of rooms:	4
Area:	59,61 m²
Floor:	8
Price:	1 157 924 zł
Price per m²:	19 425 zł/m²
Status:	Reservation

About Urcity

Urcity is a development by Murapol S.A. in the Ursus district (Szamoty neighbourhood), Warsaw. 18 apartments for sale, completion Q4 2026. The full description, amenities, gallery and prices of all apartments are on the development page.

View Urcity All new homes in Ursus Szamoty neighbourhood

Mortgage calculator

Choose the terms that suit you

—Monthly payment

Down payment —
Loan amount —
Total interest—
Total to repay (loan + interest)—
Last instalment—
Monthly payment if the interest rate rises by 2,5 percentage points —

Interest rate
Instalments
Loan term

These calculations are indicative examples only. They do not include arrangement fees, insurance or other loan costs, so they do not show the APRC (RRSO). They are not a loan offer — the bank decides on the loan and its terms after assessing your borrowing capacity, and the details are set out in the bank’s information sheet (Formularz Informacyjny).

Check your borrowing capacity

If you rent this apartment out

Enter the price and size – we fill in the rent from the NBP city average. You can change every assumption.

Net yield per year3.8%

Monthly rent5,073 zł
Annual rental income (gross)60,874 zł
Gross yield5.3%
Flat-rate tax per year (8.5% / 12.5%)4,916 zł
Monthly cash flow4,153 zł
Cash-on-cash3.8%

Price incl. fit-out1,306,949 zł
Your own money1,306,949 zł

This is an estimate based on average NBP data as of the date shown and the developer’s price list. It is not investment advice and does not guarantee income – actual rent, occupancy and taxes depend on the apartment and your situation.

For investors: how we calculate and what to check

How we calculate

Gross yield = monthly rent × 12 ÷ apartment price.
Net = (rent × occupancy − flat-rate tax − management − your costs − property tax 1.25 zł/m²) ÷ (price + fit-out).
Flat-rate tax on private rental (ryczałt): 8.5% of income up to 100,000 zł a year and 12.5% above, with no cost deductions (individual, Polish tax resident).
Mortgage: equal instalments; cash-on-cash = annual cash flow after payments ÷ (down payment + fit-out). Without a mortgage, cash-on-cash equals net yield.

Other apartments in this development