Buying an apartment
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Investing in Polish Real Estate from Abroad: New-Build Flats in Warsaw and Wroclaw, Yield and Taxes (2026)
Aleja Platanowa 2, Metr Kwadrat, Piastova Osada and Juranda Residence: New Developments Compared (Wroclaw and Warsaw, 2026)
Estate Agent in Warsaw: Who Pays the Commission When Buying a New-Build Flat (2026)Articles and guides about property law and contracts in Poland.
How to check a land and mortgage register (księga wieczysta) online for free: the KW number format, sections I-O to IV with red flags, notes (wzmianka) and extract fees of 30/75 zł from 31.03.2026.
The notarial deed when buying a flat from a developer: what it contains, what to check in the draft deed, the documents, the costs and what to do after signing.
Assigning a developer agreement (cesja) step by step: notarial deed, the developer's consent, 1% PCC, PIT on the scale, a mortgage and an example for a flat at 700 thousand zł.
Withdrawing from a developer agreement: 12 grounds under Art. 43, deadlines, form and costs, getting your money back and what to do when the bank refuses a mortgage.
A developer's delay: contractual penalties, 9.25% compensation, damages for rent and withdrawal after 120 days. An example of a penalty versus the cost of renting.
The developer's warranty (rękojmia): 5 years from handover of the flat, 14 days to reply, warranty vs guarantee, common areas and a model complaint letter.
A technical handover of a flat – prices in Warsaw and Wrocław by area, what the inspector checks, whether qualifications are required and whether it is worth it. An example on 2026 prices.
The developer's information prospectus in Poland: what it must contain, how to read it item by item, the red flags, and your right to withdraw within 30 days.
Is a deposit refundable in Poland? When it comes back, when it is lost and when you can claim double. Zadatek, zaliczka and the reservation fee.
Developer agreement vs preliminary agreement: form, escrow account, land register entry, withdrawal and costs. What to sign for a completed flat and what for one under construction.
How to check a developer before buying a flat in Poland: the KRS register and financial statements, the information prospectus, the land and mortgage register, the building permit, the escrow account and the DFG.
Handover of a flat from a developer: what to check, how to write the report, how long the developer has to fix defects (14 and 30 days) and when you can refuse handover. A checklist.
