Buying an apartment
Mortgage and sale
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Investing in Polish Real Estate from Abroad: New-Build Flats in Warsaw and Wroclaw, Yield and Taxes (2026)
Aleja Platanowa 2, Metr Kwadrat, Piastova Osada and Juranda Residence: New Developments Compared (Wroclaw and Warsaw, 2026)
Estate Agent in Warsaw: Who Pays the Commission When Buying a New-Build Flat (2026)How to sell a flat quickly and safely: valuation, preparing the listing, documents, selling with a mortgage and trading up to a new home.
Selling a flat with a tenant: what happens to the lease, deposit, viewings, whether the buyer can terminate the tenancy and who benefits from buying a let flat.
After selling a flat: handover protocol with meter readings, deregistration, electricity, owners' association, IN-1 correction in 14 days, PIT-39 by 30 April and mortgage – checklist.
How long does selling a flat take? Stages with deadlines: documents, preliminary contract, buyer's mortgage, deed and payout. 3 scenarios and NBP data.
Exclusive or open estate agency agreement? Termination, protection period, contractual penalties, 14 days to withdraw and commission on PLN 700 thousand in 5 scenarios.
Energy performance certificate when selling a flat: obligation, fine up to PLN 5000, who issues it, 2026 prices, EU/EK/EP indicators and the A–G scale.
Selling a flat after divorce: ex-spouse's consent, division of property, selling a share, mortgage, PCC and the 5-year PIT rule. Costs and a worked example.
Selling an inherited flat: notarial deed of inheritance or court, SD-Z2, land register, division of the estate and co-owners. Costs and an example.
Valuation report for a flat: PLN 500–1000, valid for 12 months, who prepares it and when it is needed (mortgage, inheritance, reserved portion, tax office). Table and examples.
Estate agent commission in Warsaw and Wroclaw: typical rates, who pays, exclusivity, when it is due and how it reduces tax. Table of amounts including VAT.
Preliminary sale agreement for a flat: notary or written form, deposit vs advance payment, mortgage clause and scenarios for a PLN 70 thousand deposit.
Documents for selling a flat 2026: a checklist for ownership, cooperative, inheritance, a loan and marriage — where to get them and what they cost.
How to sell a flat quickly: 12 ways – price from transactions, energy certificate, photos, home staging, listing text and a checklist before you publish the ad.
